Welcome to Our Online Loan Referral Service

4 4 reviews

6514 Jericho Turnpike, Commack, NY 11725, USA
+1 (516) 561-0030
www.joviafinancial.com
Thursday
9AM–6PM
Friday
9AM–7PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2018-09-25

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Jovia Financial Credit Union?

Here you grapple with the feedback of our customers.

I issued $300 for several days. When the funds were returned, they applied a great fees, I had to pay almost $400.

Hallie Yost IV

No matter how much submitted an application for a loan. Constantly refused. No idea why?

Kallie Lind

I issued only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Dr. Chauncey Renner PhD

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Commack, New York

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Commack, ny. They are taken out at individually-set interest rates. They depend on customer's data. It is also important to pay off as much payday loans as possible.

APR

25% small loan cap

How will Jovia Financial Credit Union help issue a loan in Commack, New York?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The transfer will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to take out a loan in Commack, New York. They estmate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to enhance your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Commack, New York

BankOnBuffalo a Division of CNB Bank

9470 Clarence Center Rd, Clarence Center, NY 14032, USA

+1 (716) 741-8466

bankonbuffalo.bank

CLB Check Cashing Inc

18834 Linden Blvd, St. Albans, NY 11412, USA

+1 (718) 341-5779

Jovia Financial Credit Union

648 Hempstead Turnpike, Franklin Square, NY 11010, USA

+1 (516) 561-0030

www.joviafinancial.com

Cheri Krusen: Mortgage Loan Officer

35 Bardonia Rd, Bardonia, NY 10954, USA

+1 (845) 422-6620

www.affinityfcu.com

Sterling National Bank

325 NY-100, Somers, NY 10589, USA

+1 (914) 276-2626

www.snb.com

Jovia Financial Credit Union

356 New York Ave, Huntington, NY 11743, USA

+1 (516) 561-0030

www.joviafinancial.com

Apple Bank

1075 Central Park Ave, Scarsdale, NY 10583, USA

+1 (914) 472-3699

www.applebank.com

OneMain Financial

356 Troy Schenectady Rd ste 5, Latham, NY 12110, USA

+1 (518) 783-6894

www.onemainfinancial.com

Regina Check Cashing

105 E Jefferson St, Syracuse, NY 13202, USA

+1 (315) 423-4763

reginacheckcashing.com

Top