Welcome to Our Online Loan Referral Service

3.6 11 reviews

145 Bay Shore Rd, Deer Park, NY 11729, USA
+1 (631) 392-1913
Thursday
9AM–7PM
Friday
9AM–8PM
Saturday
9AM–7PM
Sunday
Closed
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM

What people think about Gianna's Check Cashing?

Below you see some of the opinions of our clients.

The ladies at the window are polite and professional.

Perry Towne

Terrible I experience here for cashing your check for the first time.

Elody Franecki

Important

The previous three items describe a peculiar company. But below you can read general data about payday loans.

Payday Loans in Deer Park, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans in Deer Park, New York is are simple to access. The APR is specific for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a poor credit score an increased chance to get approved for short-term loans. A payday loan may be the only option available for some borrowers to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and pay back your loan commitments in a timely manner.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the definite APR of your payday loan.

APR Calculator

Other Payday Lenders in Deer Park, New York

Ridgewood Savings Bank

7020 13th Ave, Brooklyn, NY 11228, USA

+1 (718) 238-0060

branches.ridgewoodbank.com

OneMain Financial

356 Troy Schenectady Rd ste 5, Latham, NY 12110, USA

+1 (518) 783-6894

www.onemainfinancial.com

Municipal Credit Union

1756 Forest Ave, Staten Island, NY 10314, USA

+1 (212) 693-4900

www.nymcu.org

PLS Check Cashing Store

10 E Sunrise Hwy, Freeport, NY 11520, USA

+1 (516) 377-1425

pls247.com

Lyons National Bank Operations Center

470 Exchange St, Geneva, NY 14456, USA

+1 (315) 781-5000

bankwithlnb.com

Navy Federal Credit Union - Restricted Access

19 J F King Dr Bldg 105, Saratoga Springs, NY 12866, USA

+1 (888) 842-6328

www.navyfederal.org

Signature Bank

421 Hunts Point Ave, The Bronx, NY 10474, USA

+1 (866) 744-5463

www.signatureny.com

BankOnBuffalo a Division of CNB Bank

9865 Main St #2051, Clarence, NY 14031, USA

+1 (716) 542-5401

bankonbuffalo.bank

Apple Bank

1753 E Main St, Mohegan Lake, NY 10547, USA

+1 (914) 743-5002

www.applebank.com

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