Welcome to Our Online Loan Referral Service

4.3 3 reviews

70 W Front St, Hancock, NY 13783, USA
+1 (877) 642-7328
Wednesday
9AM–2PM
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM

Feedback about Sidney Federal Credit Union?

Here you get acquainted with the reviews of our clients.

I issued cash advance from Sidney Federal Credit Union 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller loan.

Avis Zieme

I took out a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Jordon Schoen

Not very happy with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of support team.

Chance Welch MD

Pay Attention

Further there will be given the details about not a certain lending company. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Hancock, New York

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Hancock, New York is issued simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more reasonable rates a customer will get.

APR

25% small loan cap

How will Sidney Federal Credit Union help take out a payday loan in Hancock, New York?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be deposited to credit card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Lenders in Hancock, ny consider this circumstance not a hindrence to take out a loan. The borrower of a loan should be ready to objectively estimate financial solvency, take out a loan, pay back the debt on schedule and not only resolve current problems, but improve the credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Hancock, New York

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+1 (800) 431-2754

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BNB Bank ATM

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+1 (631) 537-1000

www.bnbbank.com

MoneyGram inside EASTCHESTER CHECK CASHING - #

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Mariner Finance

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+1 (607) 748-7396

www.marinerfinance.com

Check Cashing Store

11124 Roosevelt Ave # A, Queens, NY 11368, USA

www.thecheckcashingstore.com

Dime Community Bank

149 Kent Ave, Brooklyn, NY 11249, USA

+1 (718) 782-6410

www.dime.com

Farm Credit East

28 E Chautauqua St, Mayville, NY 14757, USA

+1 (800) 929-2144

www.farmcrediteast.com

Suffolk Federal Credit Union

3681 Horseblock Road, Medford, NY 11763, USA

+1 (631) 924-8000

www.suffolkfcu.org

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