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4.8 28 reviews
Loan agency in Rensselaer County, New York

600 N Greenbush Rd, Rensselaer, NY 12144, USA
+1 (518) 285-6072
www.onemainfinancial.com
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

philip.hannah@omf.com

+1.8124922507

Feedback about OneMain Financial?

Here you see the reviews of our customers.

The representative that I dealt with was super helpful and efficient.

Fannie Toy

Very highly recommend working with this company!

Ms. Imelda Halvorson

Thank you, for your expert service and helpfulness.

Sierra Brekke IV

Pay Attention

Further there will be given the details about not a definite lending company. The information below will define common information about payday loans and its specific elements.

Payday Loans in Rensselaer, New York

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Rensselaer, New York are taken out hassle-free. The interest rate is conditional on the client's person-related information: if you cover obligations for more payday loans, the more favorable terms and rates lenders offer.

APR

25% small loan cap

How will OneMain Financial help take out a loan in Rensselaer, New York?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be credited to bank account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Rensselaer, ny will assess other aspects like solvency and approve a loan. This is a way to improve your credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Rensselaer, New York

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+1 (607) 758-1200

www.nbtbank.com

Regina Check Cashing

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+1 (518) 427-8695

reginacheckcashing.com

OneMain Financial

356 Troy Schenectady Rd ste 5, Latham, NY 12110, USA

+1 (518) 783-6894

www.onemainfinancial.com

Northfield Bank

1123 Kings Hwy, Brooklyn, NY 11229, USA

+1 (833) 301-6325

www.enorthfield.com

Galileo Money+

1270 6th Ave, New York, NY 10020, USA

+1 (866) 432-7689

www.galileomoneyplus.com

NBT Bank

30 W Utica St Rd, Oswego, NY 13126, USA

+1 (315) 343-1100

www.nbtbank.com

Navy Federal Credit Union - Restricted Access

19 J F King Dr Bldg 105, Saratoga Springs, NY 12866, USA

+1 (888) 842-6328

www.navyfederal.org

Sidney Federal Credit Union

70 W Front St, Hancock, NY 13783, USA

+1 (877) 642-7328

New York Community Bank

3425 Veterans Memorial Hwy, Ronkonkoma, NY 11779, USA

+1 (631) 981-0888

www.mynycb.com

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