Welcome to Our Online Loan Referral Service

4.6 29 reviews
Loan agency in Rotterdam, New York

1400 Altamont Ave, Schenectady, NY 12303, USA
+1 (518) 357-9761
www.onemainfinancial.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

philip.hannah@omf.com

+1.8124922507

What people think about OneMain Financial?

Below you find some of the reviews of our clients.

They are always friendly and get you the money you need quickly.

Billie Bosco

The transaction was smooth and efficient.

Alden Yundt V

Made two payments and my balance was actually more then I borrowed lol

Elmira Keebler

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Schenectady, New York

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online payday loans can be the best solution to your sudden financial problems in Schenectady , New York because they are easily approved and easily paid off. Your interest rate will depend on your state law or on the payday lender's policy.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to people with a bad credit rating. Payday loan approvals depend very much on specific factors. Payday companies will pay attention to your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get accepted for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the exact cost of the loan immediately.

APR Calculator

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