Welcome to Our Online Loan Referral Service

3.7 35 reviews

333 Genesee St, Utica, NY 13501, USA
+1 (315) 266-0373
www.reginacheckcashing.com
Saturday
9AM–3PM
Sunday
Closed
Monday
8:30AM–6PM
Tuesday
8:30AM–6PM
Wednesday
8:30AM–6PM
Thursday
8:30AM–6PM
Friday
8:30AM–6PM

Domain Info

Created Date

2004-09-29

Mailing Address

96 Mowat Ave, Toronto, ON, M4K 3K1, Canada

Company Name

Contact Privacy Inc. Customer 1243205716

Contact Privacy Inc. Customer 1243205716

Contact Data

jsbs8bqehq9w@contactprivacy.email

+1.4165385487

Feedback about Universal Check Cashing?

Here you see the reviews of our clients.

Staff is amazing all of them

Elenora Von

Spent 20 mins trying to call my employer (Walmart) to validate the check.

Alfonso Renner

Fast n easy services

Aurelie Gorczany

I never give a one star rating; but this place deserves it.

Mrs. Gladys Halvorson MD

We waited for more than an hour.

Nelle Nitzsche

Pay Attention

Above-shown info provides the details about a exact lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in Utica, New York

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Utica, New York is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more reasonable rates a customer will get.

APR

25% small loan cap

How will Universal Check Cashing help issue a payday loan in Utica, New York?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Utica, ny will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Utica, New York

The First National Bank of Long Island

159-14 Cross Bay Blvd, Howard Beach, NY 11414, USA

+1 (718) 835-1962

www.fnbli.com

Community Bank, N.A.

200 E Buffalo St # 101B, Ithaca, NY 14850, USA

+1 (607) 272-4880

cbna.com

LNB Banking

359 NY-31, Macedon, NY 14502, USA

+1 (315) 986-9681

bankwithlnb.com

The First National Bank of Long Island

132-11A 14th Ave, Queens, NY 11356, USA

+1 (718) 215-7500

www.fnbli.com

Great Meadow Federal Credit Union

26 E Main St, Granville, NY 12832, USA

+1 (518) 642-8100

www.greatmeadowfcu.org

Tioga State Bank

436 Cayuta Ave, Waverly, NY 14892, USA

+1 (607) 565-8166

www.tiogabank.com

CheckChangers - 5th Ave. & 84th St.

8317 5th Ave, Brooklyn, NY 11209, USA

+1 (718) 833-3088

www.checkchangers.com

OneMain Financial

600 N Greenbush Rd, Rensselaer, NY 12144, USA

+1 (518) 285-6072

www.onemainfinancial.com

Jovia Financial Credit Union

830 Fort Salonga Rd, Northport, NY 11768, USA

+1 (516) 561-0030

www.joviafinancial.com

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