Domain Info
Created Date
2004-09-29
Mailing Address
96 Mowat Ave, Toronto, ON, M4K 3K1, Canada
Company Name
Contact Privacy Inc. Customer 1243205716
Contact Privacy Inc. Customer 1243205716
Feedback about Universal Check Cashing?
Here you see the reviews of our clients.
Staff is amazing all of them
Elenora Von
Spent 20 mins trying to call my employer (Walmart) to validate the check.
Alfonso Renner
Fast n easy services
Aurelie Gorczany
I never give a one star rating; but this place deserves it.
Mrs. Gladys Halvorson MD
We waited for more than an hour.
Nelle Nitzsche
Pay Attention
Above-shown info provides the details about a exact lending company. Below-defined info is devoted to general information about payday loans.
Payday Loans in Utica, New York
Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.
Such financial products as payday loan in Utica, New York is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more reasonable rates a customer will get.
APR
25% small loan cap
How will Universal Check Cashing help issue a payday loan in Utica, New York?
- 24/7 service. Such online services allow you to get funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every client should enter the following data:
Submit an application to recieve terms and rates for an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the cause of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Utica, ny will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit history.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator serves to calculating the annual percentage rate. This is a exact cost of the payday loan.
APR Calculator
Other Payday Lenders in Utica, New York
OneMain Financial
2518 Ridgeway Ave, Rochester, NY 14626, USA
+1 (585) 227-4660
www.onemainfinancial.com
Wallkill Valley Federal Savings & Loan
201 Ward St #1248, Montgomery, NY 12549, USA
+1 (845) 457-5101
wallkill.com
Saratoga National Bank
386 Clifton Park Center Rd, Clifton Park, NY 12065, USA
+1 (518) 935-2707
www.saratoganational.com
Jovia Financial Credit Union
1636 Marcus Ave, New Hyde Park, NY 11040, USA
+1 (516) 561-0030
www.joviafinancial.com
Mariner Finance
2496 W Ridge Rd ste a-1, Rochester, NY 14626, USA
+1 (585) 865-1130
www.marinerfinance.com
Ridgewood Savings Bank
43-14 Ditmars Blvd, Queens, NY 11105, USA
+1 (718) 274-5400
branches.ridgewoodbank.com
