Domain Info
Created Date
1996-06-22
Mailing Address
NY, United States
Company Name
Ridgewood Savings Bank
Ridgewood Savings Bank
Contact Data
Feedback about Ridgewood Savings Bank?
Here you read the feedback of our clients.
Nice place to park, my favorite location to go to
Shaina Daugherty
Wonderful bank with great customer service & parking!!!
Icie Trantow
All of the customer service representatives always have an attitude.
Heidi Goodwin
Pay Attention
Further there will be presented the details about not a definite lender. The information below will define common information about payday loans and its specific elements.
Payday Loans in Yonkers, New York
According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.
Such financial products as payday loan in Yonkers, New York is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates you will recieve.
APR
25% small loan cap
How will Ridgewood Savings Bank help issue a loan in Yonkers, New York?
- Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with personal data. It will take several minutes to review the form. The money are transferred in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every borrower should enter the following data:
Then you have to press a Submit button and get a decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Yonkers, New York. They estmate many other factors before taking out a cash advance. One of them is solvency. This is a way to enhance your credit score.
The following general points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the loan known as APR.
APR Calculator
Other Payday Lenders in Yonkers, New York
Jovia Financial Credit Union
721 E Jericho Turnpike, Huntington Station, NY 11746, USA
+1 (516) 561-0030
www.joviafinancial.com
Ridgewood Savings Bank
1646 1st Avenue, New York, NY 10028, USA
+1 (212) 348-2200
branches.ridgewoodbank.com
The Delaware National Bank of Delhi
124 Main St, Delhi, NY 13753, USA
+1 (855) 413-3544
www.dnbd.bank
