Welcome to Our Online Loan Referral Service

4 9 reviews

670 McLean Ave, Yonkers, NY 10704, USA
+1 (914) 964-9820
branches.ridgewoodbank.com
Saturday
8:30AM–2PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–7PM
Friday
8:30AM–5PM

Domain Info

Created Date

1996-06-22

Mailing Address

NY, United States

Company Name

Ridgewood Savings Bank

Ridgewood Savings Bank

Contact Data

Feedback about Ridgewood Savings Bank?

Here you read the feedback of our clients.

Nice place to park, my favorite location to go to

Shaina Daugherty

Wonderful bank with great customer service & parking!!!

Icie Trantow

All of the customer service representatives always have an attitude.

Heidi Goodwin

Pay Attention

Further there will be presented the details about not a definite lender. The information below will define common information about payday loans and its specific elements.

Payday Loans in Yonkers, New York

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Yonkers, New York is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates you will recieve.

APR

25% small loan cap

How will Ridgewood Savings Bank help issue a loan in Yonkers, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to review the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Yonkers, New York. They estmate many other factors before taking out a cash advance. One of them is solvency. This is a way to enhance your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Yonkers, New York

KeyBank

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+1 (716) 405-5089

www.key.com

ConnectOne Bank

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+1 (844) 266-2548

www.connectonebank.com

Wallkill Valley Federal Savings & Loan

205 Homestead Ave, Maybrook, NY 12543, USA

+1 (845) 636-4995

www.wallkill.com

Walden Savings Bank

131 E Main St, Washingtonville, NY 10992, USA

+1 (845) 496-9196

www.waldensavingsbank.com

Farm Credit East

One Technology Pl, Homer, NY 13077, USA

+1 (800) 392-3276

www.farmcrediteast.com

Generations Bank Headquarters

20 E Bayard St, Seneca Falls, NY 13148, USA

+1 (315) 568-5855

www.mygenbank.com

CLB Check Cashing

22206 S Conduit Ave, Jamaica, NY 11413, USA

+1 (718) 712-9704

CFSC Checks Cashed 4th Avenue

108 S 4th Ave, Mt Vernon, NY 10550, USA

+1 (914) 667-3974

locations.cfsc.com

Walden Savings Bank

95 N Main St, Florida, NY 10921, USA

+1 (845) 651-2400

waldensavings.bank

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