Welcome to Our Online Loan Referral Service

3.7 20 reviews

111 Smokey Park Hwy, Asheville, NC 28806, USA
+1 (828) 665-4801
locations.ncsecu.org
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM

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Mailing Address

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Contact Data

What people think about State Employees’ Credit Union?

Below you read some of the reviews of our clients.

Extremely friendly staff and always very helpful.

Kory Abbott

I not like bank worker very rude, snobby and smartass to peoples.

Hortense Koss

This location is nice and new.

Prof. Grant Stanton MD

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Asheville, North Carolina

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to get in Asheville, North Carolina. The entire process is hassle-free. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

36% APR small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a bad credit rating. Payday loan approvals depend very much on other circumstances. Lenders will look at your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Asheville, North Carolina

National Financial Co

1035 E 10th St, Roanoke Rapids, NC 27870, USA

+1 (252) 537-1123

www.nfcmoney.com

Local Government Federal Credit Union

4840 Fayetteville Rd, Lumberton, NC 28358, USA

+1 (910) 739-8121

www.lgfcu.org

Carolina Farm Credit

1109 Conover Blvd E, Conover, NC 28613, USA

+1 (828) 464-4342

www.carolinafarmcredit.com

Way of Cashing Checks

4443 Main St, South Brunswick, NC 28470, USA

+1 (910) 755-5626

PLS Check Cashing Store

302 E Franklin Blvd, Gastonia, NC 28054, USA

+1 (704) 884-0041

pls247.com

Same Day Payday Loans

825 Gibbons St, Gastonia, NC 28052, USA

+1 (980) 907-6256

sameday-paydayloans.com

Woodforest National Bank

1624 NC-14, Reidsville, NC 27320, USA

+1 (336) 349-3305

www.woodforest.com

Mariner Finance

1333 Scotland Crossing Dr, Laurinburg, NC 28352, USA

+1 (910) 277-7432

www.marinerfinance.com

PNC Bank

530 W Bypass, Burnsville, NC 28714, USA

+1 (828) 682-0900

apps.pnc.com

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