State Employees’ Credit Union Payday Loans Review

3.7 3 reviews

Organization owner?

411 Central Ave, Butner, NC 27509, USA

+1 (919) 575-4581

locations.ncsecu.org

Sunday

Closed

Monday

8:30AM–5:30PM

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5:30PM

Thursday

8:30AM–5:30PM

Friday

8:30AM–5:30PM

Saturday

Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about State Employees’ Credit Union?

Here you see the reviews of our customers.

State Employees’ Credit Union seemed to me the fair. At least no insurance and extra fees. There are no discounts for regular clients. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Columbus Stroman

I recommend State Employees’ Credit Union to everyone, I am applying for the second time. Everything is great!

Vena Mohr

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes users get acquainted general information about payday loans.

Payday Loans in Butner, North Carolina

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Butner, North Carolina are taken out hassle-free. The interest percentage is conditional on the client's personal information: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

36% APR small loan cap

How will State Employees’ Credit Union help issue a payday loan in Butner, North Carolina?

Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online application with personal data. It will take several minutes to process the form. The money are deposited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Payday lenders in Butner, nc consider this circumstance not a drawback to issue a loan. The client of a loan should be ready to objectively estimate financial abilities, issue a loan, repay the debt on schedule and not only cope with current difficulties, but enhance the credit history.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Butner, North Carolina

Mariner Finance

1333 Scotland Crossing Dr, Laurinburg, NC 28352, USA

+1 (910) 277-7432

www.marinerfinance.com

Time Financing Service

703 Luke St, Edenton, NC 27932, USA

+1 (252) 482-8402

www.timefinancing.com