Mechanics & Farmers Bank ATM Payday Loans Review

5 3 reviews

Organization owner?

2705 Durham-Chapel Hill Blvd, Durham, NC 27707, USA

+1 (919) 687-7811

Tuesday

Open 24 hours

Wednesday

Open 24 hours

Thursday

Open 24 hours

Friday

Open 24 hours

Saturday

Open 24 hours

Sunday

Open 24 hours

Monday

Open 24 hours

What people think about Mechanics & Farmers Bank ATM?

Below you get acquainted with some of the reviews of our clients.

Wasted too much efforts with this lender. They charge hidden fees! Unhappy

Janie Franecki PhD

This company is a scam. I will never use again. $20 goes towards loan and you keep $83 for interest.

Fredrick Feest Jr.

Pay Attention

Above there is information about a definite loan provider. Below you can review common characteristics of payday loans.

Payday Loans in Durham, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

It is easy and speedy to get accepted for payday loans in Durham, New York. The interest rate will be set specifically for each applicant and will depend on the personal details the borrower entered.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still be eligible a payday loan. Such loans are created to help meet the needs of clients with lower credit scores. There are lenders who may be happy to offer you a payday loan even if you have a bad credit score. You will need a stable income to get accepted for a bad credit payday loan.

To get approved for a payday loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.