Welcome to Our Online Loan Referral Service

5 7 reviews

426 CC Camp Rd, Elkin, NC 28621, USA
+1 (336) 835-3344
www.ncsecu.org
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM

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What people think about State Employees' Credit Union?

Below you get acquainted with some of the testimonials of our clients.

Would recommend to everyone who wants a hassle free tax experience.

Tad Barrows

I would recommend this location to anyone!!

Rebecca Emard

Nice people and good service

Ms. Jacquelyn Gerhold

Pay Attention

The previous three items describe a certain lending service. But below you can read general data about payday loans.

Payday Loans in Elkin, North Carolina

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans may seem like an easy and fast solution to a short-term problem in Elkin, North Carolina. Loans from payday lenders can get you funds same day. Your interest rate will depend on several things.

APR

36% APR small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a poor credit history an increased opportunity to get approved for such loans. A payday loan may be the only option available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your capabilities and repay your loan commitments as agreed in the contract.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a few seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Elkin, North Carolina

OneMain Financial

34 Town Center Loop, Waynesville, NC 28786, USA

+1 (828) 456-3522

www.onemainfinancial.com

PNC Bank

1168 Blowing Rock Rd, Boone, NC 28607, USA

+1 (828) 262-4800

apps.pnc.com

Fort Bragg Federal Credit Union

4172 Hefner Dr, Fort Bragg, NC 28310, USA

+1 (910) 864-2232

www.fortbraggfcu.org

Edward Jones - Financial Advisor: Kathy W Hale, AAMS®

116 W Meadow Rd Suite B, Eden, NC 27288, USA

+1 (336) 627-7737

www.edwardjones.com

Self-Help Credit Union

217 Catawba Ave, Old Fort, NC 28762, USA

+1 (828) 668-7561

www.self-help.org

Certainty Home Loans

10800 Sikes Pl, Charlotte, NC 28277, USA

+1 (704) 849-2125

certaintyhomeloans.com

State Employees’ Credit Union

1024 S Jefferson Ave, West Jefferson, NC 28694, USA

+1 (336) 246-2763

locations.ncsecu.org

OneMain Financial

3217 Fayetteville Rd, Lumberton, NC 28358, USA

+1 (910) 739-3366

www.onemainfinancial.com

ACE Cash Express

1499 New Walkertown Rd, Winston-Salem, NC 27101, USA

+1 (336) 722-0233

www.acecashexpress.com

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