Welcome to Our Online Loan Referral Service

4.7 3 reviews

301 S Main St, Fairmont, NC 28340, USA
+1 (910) 628-6311
localfirstbank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM

Domain Info

Created Date

2013-10-02

Mailing Address

341 N MAIN ST, TROY, NC, 27371-3017, United States

Company Name

First Bancorp

First Bancorp

Contact Data

networkadministration@localfirstbank.com

+1.19105733273

+1.9999999999

What people think about First Bank - Fairmont, NC?

Below you get acquainted with some of the testimonials of our customers.

I took loans from First Bank - Fairmont, NC many times. Previously it was ok. Last time they said I was approved. Said the funds would be in my account within 7 hours. It’s been three days – no money. They do not answer phone calls. Why???

Lincoln Macejkovic Jr.

Interest too high. People usually borrow money because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their APR a little…

Angelita Sanford

Sky-high APR. Had to pay really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Customer support was bad too. The lady in the chat was very racist. Not happy. Better seek another website.

Kelsi Grimes

So upset!! They approve me for a loan but it’s been 4 days and still no funds in my account! Tired of waiting…. Not sure I will ever get my money.

Jordane Reichert Sr.

Important

Above there is information about a definite lender. Below you can see common characteristics of payday loans.

Payday Loans in Fairmont, West Virginia

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to get in Fairmont, West Virginia. The entire process is straightforward. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

31% APR for loans up to $2,000

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are created for consumers with a credit report that's less than spotless, or who have bad to no credit history. Bad credit rating may stop you from getting approved for a bank loan. Payday lenders in Fairmont, wv work with individuals with poor credit. You can apply for a bad credit payday loan online 24/7 and if accepted could have the money in your account within a few hours.

To get approved for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

APR Calculator

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