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4.3 16 reviews

2709 Union Rd, Gastonia, NC 28054, USA
+1 (704) 864-2085

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Feedback about State Employees’ Credit Union?

Here you get acquainted with the feedback of our clients.

My son and I stayed at the SECU family house for weeks during his treatment.

Dino Watsica Jr.

On two separate occasions I have went to deposit money in the atm and it dies.

Deonte Schowalter

Thank you so much for the Great customer service your provide.

Jarret Schroeder

They answered all my questions and the price was reasonable.

Twila Vandervort

Great people and bright, cheerful environment.

Serena Okuneva

I have received Excellent service EVERY year.

Colten West DDS

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes people get acquainted general information about payday loans.

Payday Loans in Gastonia, North Carolina

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Payday loans in Gastonia, North Carolina are taken out problem-free. The interest rate is dependent on the borrower's personal data: if you pay off more payday loans, the more efficient terms and rates payday lending companies offer.


36% APR small loan cap

How will State Employees’ Credit Union help take out a payday loan in Gastonia, North Carolina?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to review the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Gastonia, nc will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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Money Unlimited Pawn & Sales

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State Employees’ Credit Union

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Premier Business Capital

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Carolina Farm Credit

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OneMain Financial

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CresCom Bank

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