Welcome to Our Online Loan Referral Service

4.7 23 reviews
Loan agency in Lincolnton, North Carolina

309 E Main St, Lincolnton, NC 28092, USA
7 years in business
+1 (704) 735-8016
www.onemainfinancial.com
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
(Good Friday)
9AM–5:30PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

philip.hannah@omf.com

+1.8124922507

Feedback about OneMain Financial?

Here you grapple with the feedback of our clients.

Great People and treat you as your family.

Lilian Lemke

Rude and unprofessional.

Creola Little

Don Barger is awesome to work with.

Ms. Jacquelyn Adams DDS

Been banking here for years good customer service

Germaine Mann

Not to mention how many locations that have closed.

Carolyne Wilkinson

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will define common information about payday loans and its specific features.

Payday Loans in Lincolnton, North Carolina

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Lincolnton, North Carolina is issued easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a client will get.

APR

36% APR small loan cap

How will OneMain Financial help take out a loan in Lincolnton, North Carolina?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to consider the form. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Lincolnton, nc review this circumstance not an obstacle to issue a loan. The customer of a payday loan should be prepared to objectively assess financial abilities, issue a loan, pay off the debt on time and not only handle current difficulties, but improve the credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Lincolnton, North Carolina

United Bank

901 E Main St, Lincolnton, NC 28092, USA

+1 (704) 735-1104

www.bankwithunited.com

Woodforest National Bank

705 Retail Way, Louisburg, NC 27549, USA

+1 (919) 340-0031

www.woodforest.com

State Employees’ Credit Union

245 Cunningham Rd, Franklin, NC 28734, USA

+1 (828) 369-3536

locations.ncsecu.org

CresCom Bank

111 E Strawberry Blvd, Chadbourn, NC 28431, USA

+1 (910) 207-9031

www.haveanicebank.com

First Horizon Bank

102 E Washington St, Mebane, NC 27302, USA

+1 (919) 563-5931

www.firsthorizon.com

State Employees’ Credit Union

780 N Main St, Sparta, NC 28675, USA

+1 (336) 372-7815

locations.ncsecu.org

Champion Credit Union

1 Academy St, Canton, NC 28716, USA

+1 (828) 648-1515

www.championcu.com

Lendmark Financial Services LLC

2835 Raleigh Rd Pkwy W Suite 105, Wilson, NC 27896, USA

+1 (252) 291-6090

www.lendmarkfinancial.com

Regional Finance

1331 Mebane Oaks Rd, Mebane, NC 27302, USA

+1 (919) 568-4022

branches.regionalfinance.com

Top