Welcome to Our Online Loan Referral Service

3 2 reviews

5661 US-25, Marshall, NC 28753, USA
+1 (828) 649-2255
locations.firstcitizens.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you grapple with the feedback of our customers.

Only an ID is needed to apply. Was on a business trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Furman Dicki

Thanks to the specialists for the reliable service. They assisted in difficult times. For application you only need an ID.

Graciela Huel

want to express my deep gratitude to First Citizens Bank for believing my case. I had some problems with a credit rating, but this service helped me and took out a loan.

Prof. Adah Heathcote

First Citizens Bank applied for a payday loan secured by a car for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Amiya Rice I

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes people get acquainted common information about payday loans.

Payday Loans in Marshall, Virginia

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

It is simple and quick to take out loans in Marshall, Virginia. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Citizens Bank help issue a loan in Marshall, Virginia?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is considered by financial institutions. Lenders in Marshall, va review this circumstance not an obstacle to issue a loan. The borrower of a loan should be prepared to objectively estimate financial solvency, take out a loan, pay off the debt on schedule and not only handle current issues, but enhance the credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Marshall, North Carolina

State Employees’ Credit Union

3934 South Providence, Waxhaw, NC 28173, USA

+1 (704) 243-2531

locations.ncsecu.org

Allegacy Federal Credit Union

1101 W Gate City Blvd Suite 205, Greensboro, NC 27403, USA

+1 (336) 830-8600

www.allegacy.org

Lendmark Financial Services LLC

500 N Main St Suite 12, Marion, NC 28752, USA

+1 (828) 659-8419

www.lendmarkfinancial.com

State Employees’ Credit Union

410 New Market Blvd, Boone, NC 28607, USA

+1 (828) 264-4881

locations.ncsecu.org

Southern Loans Inc

110 E Dabney Dr, Henderson, NC 27536, USA

+1 (252) 431-1505

newsouthernloans.com

Coastal Credit Union

310 E Main St UNIT 110, Carrboro, NC 27510, USA

+1 (800) 868-4262

www.coastal24.com

ACE Cash Express

1709 Dawson St, Wilmington, NC 28403, USA

+1 (910) 762-2620

www.acecashexpress.com

First Bank - Asheville West, NC

1012 Patton Ave, Asheville, NC 28806, USA

+1 (828) 254-1778

localfirstbank.com

Card Payment Solutions

4107 Bluestem Dr, Greensboro, NC 27405, USA

+1 (336) 954-5556

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