Domain Info
Created Date
2008-07-28
Mailing Address
NC, United States
Company Name
Universal Finance
Universal Finance
Contact Data
What people think about Universal Finance?
Below you read some of the reviews of our clients.
Great people they have always treated me well have helped me many times
Augustus Mayer
This was my absolute worse experience at a finance place.
Kelvin Cole
Great staff and very helpful and friendly!
Prof. Max Fay IV
Important
The previous three items describe a peculiar lending service. But below you can read common data about payday loans.
Payday Loans in Mocksville, North Carolina
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Cash advance loans may seem like an easy and speedy solution to a short-term problem in Mocksville, North Carolina. Loans from payday lenders can get you cash within a few hours. Your APR will depend on several things.
APR
36% APR small loan cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit rating you may still get approved for a payday loan. Such loans are created to help meet the needs of applicants with less than perfect credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit score. You will need a stable income to be eligible for a bad credit payday loan.
To get accepted for a cash advance, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your cash advance.
APR Calculator
Other Payday Lenders in Mocksville, North Carolina
State Employees’ Credit Union
124 E Jefferson St, Jackson, NC 27845, USA
+1 (252) 534-8081
locations.ncsecu.org
United Bank
111 W Strawberry Blvd, Chadbourn, NC 28431, USA
+1 (910) 207-9031
www.bankwithunited.com
Coastal Credit Union
7870 Brier Creek Pkwy, Raleigh, NC 27617, USA
+1 (919) 420-8000
www.coastal24.com
OneMain Financial
1230 E Dixon Blvd Unit 11, Shelby, NC 28152, USA
+1 (704) 481-1761
www.onemainfinancial.com
Carolina Farm Credit
2351 Concord Ave, Monroe, NC 28110, USA
+1 (704) 289-6411
www.carolinafarmcredit.com
ACE Cash Express
3101 Fayetteville Rd, Lumberton, NC 28358, USA
+1 (910) 739-7590
www.acecashexpress.com
First Citizens Bank
502 N Main St, Mt Airy, NC 27030, USA
+1 (336) 789-9561
locations.firstcitizens.com
