Welcome to Our Online Loan Referral Service

4.3 11 reviews

223 Cooper Creek Dr # 104, Mocksville, NC 27028, USA
+1 (336) 751-0009
www.ufi-nc.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

2008-07-28

Mailing Address

NC, United States

Company Name

Universal Finance

Universal Finance

Contact Data

What people think about Universal Finance?

Below you read some of the reviews of our clients.

Great people they have always treated me well have helped me many times

Augustus Mayer

This was my absolute worse experience at a finance place.

Kelvin Cole

Great staff and very helpful and friendly!

Prof. Max Fay IV

Important

The previous three items describe a peculiar lending service. But below you can read common data about payday loans.

Payday Loans in Mocksville, North Carolina

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Mocksville, North Carolina. Loans from payday lenders can get you cash within a few hours. Your APR will depend on several things.

APR

36% APR small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are created to help meet the needs of applicants with less than perfect credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit score. You will need a stable income to be eligible for a bad credit payday loan.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your cash advance.

APR Calculator

Other Payday Lenders in Mocksville, North Carolina

Entegra Bank

12 Peachtree St, Murphy, NC 28906, USA

+1 (828) 837-8000

www.entegrabank.com

State Employees’ Credit Union

2709 Union Rd, Gastonia, NC 28054, USA

+1 (704) 864-2085

locations.ncsecu.org

Lendmark Financial Services LLC

1500 Andrews Rd, Murphy, NC 28906, USA

+1 (828) 837-3200

www.lendmarkfinancial.com

Carolina Farm Credit

902 Curtis Bridge Rd, Wilkesboro, NC 28697, USA

+1 (336) 838-4107

www.carolinafarmcredit.com

HomeTrust Bank - Asheville

10 Woodfin St, Asheville, NC 28801, USA

+1 (828) 254-8144

www.htb.com

Security Financial Services

1619 S JK Powell Blvd, Whiteville, NC 28472, USA

+1 (910) 641-0189

www.security-finance.com

Amity Finance, Inc.

2477 E Ozark Ave, Gastonia, NC 28054, USA

+1 (704) 867-3643

Lendmark Financial Services LLC

891 S Beckford Dr Suite B, Henderson, NC 27536, USA

+1 (252) 492-1166

www.lendmarkfinancial.com

Coastal Credit Union

10850 Wakefield Commons Dr, Raleigh, NC 27614, USA

+1 (800) 868-4262

www.coastal24.com

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