Welcome to Our Online Loan Referral Service

3.8 13 reviews

116 Peachtree St, Murphy, NC 28906, USA
+1 (828) 837-9291
www.ucbi.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about United Community Bank?

Below you get acquainted with some of the opinions of our clients.

Great customer service.

Kristian Jacobi

Always nice and good people.

Ms. Meda Corwin DVM

Act like they are doing you a favor and it's too much work.

Prof. Genoveva Mertz PhD

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Murphy, North Carolina

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is hassle-free and speedy to get approved for payday loans in Murphy, North Carolina. The interest rate will be set specifically for each case and will depend on the personal information the applicant provided.

APR

36% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to people with a bad credit score. Payday loan approvals depend very much on other circumstances. They will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Murphy, North Carolina

PNC Bank

50 Peachtree St, Murphy, NC 28906, USA

+1 (828) 837-2141

apps.pnc.com

First Citizens Bank

502 N Main St, Mt Airy, NC 27030, USA

+1 (336) 789-9561

locations.firstcitizens.com

Pioneer Services Military Loans - Fort Bragg

1916 Skibo Rd Suite A3, Fayetteville, NC 28314, USA

pioneermilitarycredit.com

Friendly Check Cashing

1201 E Memorial Dr, Ahoskie, NC 27910, USA

+1 (252) 332-3407

friendlycheck.com

State Employees’ Credit Union

8 Monticello Rd, Weaverville, NC 28787, USA

+1 (828) 645-3059

locations.ncsecu.org

OneMain Financial

202 W Fleming Dr, Morganton, NC 28655, USA

+1 (828) 437-5349

www.onemainfinancial.com

Consumer Financial Services

119 S Van Buren Rd, Eden, NC 27288, USA

+1 (336) 627-9696

LifeStore Bank

840 E Main St, Jefferson, NC 28640, USA

+1 (336) 246-4344

www.golifestore.com

North State Acceptance

4709 Hargrove Rd, Raleigh, NC 27616, USA

+1 (919) 878-0034

www.northstateacceptance.com

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