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What people think about United Community Bank?
Below you get acquainted with some of the opinions of our clients.
Great customer service.
Kristian Jacobi
Always nice and good people.
Ms. Meda Corwin DVM
Act like they are doing you a favor and it's too much work.
Prof. Genoveva Mertz PhD
Important
Below you can read general information about payday loans and their common aspects.
Payday Loans in Murphy, North Carolina
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
It is hassle-free and speedy to get approved for payday loans in Murphy, North Carolina. The interest rate will be set specifically for each case and will depend on the personal information the applicant provided.
APR
36% APR small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to people with a bad credit score. Payday loan approvals depend very much on other circumstances. They will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a cash advance, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Murphy, North Carolina
State Employees’ Credit Union
124 E Jefferson St, Jackson, NC 27845, USA
+1 (252) 534-8081
locations.ncsecu.org
Carolina Farm Credit
607 Leasburg Rd, Roxboro, NC 27573, USA
+1 (336) 599-0141
www.carolinafarmcredit.com
Time Financing Service
123 S Lamar St, Roxboro, NC 27573, USA
+1 (336) 597-4444
www.timefinancing.com
Lendmark Financial Services LLC
3625 Mt Holly-Huntersville Rd Suite 405, Charlotte, NC 28216, USA
+1 (704) 504-7477
www.lendmarkfinancial.com
