Welcome to Our Online Loan Referral Service


125 Montezuma St, Newland, NC 28657, USA
+1 (828) 733-4331
locations.firstcitizens.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you read the reviews of our clients.

Always polite and try their best to help you within a timely manner.

Stephany Robel IV

Always long lines and depressing atmosphere

Kamren Nicolas

I gave up after a bank employee walked past me with no response.

Brian Hodkiewicz

Pay Attention

Payday lenders are shown in the first three points. Below info specifies general information about payday loans.

Payday Loans in Newland, North Carolina

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Newland, North Carolina is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a client will get.

APR

36% APR small loan cap

How will First Citizens Bank help issue a loan in Newland, North Carolina?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be deposited to account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to take out a loan in Newland, North Carolina. They rate many other factors before issuing a payday loan. One of them is solvency. This is a way to improve your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Newland, North Carolina

United Community Bank

20 Frank Allen Rd, Cashiers, NC 28717, USA

+1 (828) 743-6600

www.ucbi.com

PLS Check Cashing Store

7010 Albemarle Rd, Charlotte, NC 28227, USA

+1 (704) 343-0073

pls247.com

Edward Jones - Financial Advisor: Kody Easter, AAMS®|CRPC®

304 E Independence Blvd, Mt Airy, NC 27030, USA

+1 (336) 789-2079

www.edwardjones.com

Carolina Farm Credit

545 E Main St, Jefferson, NC 28640, USA

+1 (336) 246-8856

www.carolinafarmcredit.com

Time Financing Service

703 Luke St, Edenton, NC 27932, USA

+1 (252) 482-8402

www.timefinancing.com

Nicholas Financial Inc

9123 Monroe Rd STE 110, Charlotte, NC 28270, USA

+1 (704) 849-6882

nicholasfinancial.com

M&F Bank - Greensboro, NC

100 S Murrow Blvd STE 100, Greensboro, NC 27401, USA

+1 (336) 373-8500

www.mfbonline.com

Bank of America ATM (Drive-thru)

424 Pine St, Highlands, NC 28741, USA

+1 (844) 401-8500

locators.bankofamerica.com

Fast Bad Credit Loans

105 Greenway St, Raleigh, NC 27615, USA

+1 (984) 646-6487

fastbcl.com

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