Welcome to Our Online Loan Referral Service

5 3 reviews

202 E Washington St, Rockingham, NC 28379, USA
+1 (910) 997-6245
www.firsthorizon.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1997-04-28

Mailing Address

165 Madison Ave, Memphis, TN, 38103, United States

Company Name

Elaine Spear

First Horizon National Corporation

Contact Data

[email protected]

+1.9015234292

+1.9015234154

Feedback about First Horizon Bank?

Here you get acquainted with the reviews of our clients.

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid back on schedule, it can be either extended or paid back ahead of schedule.

Mr. Jerel Wehner III

Yesterday I needed extra money, I decided to contact First Horizon Bank. They quickly approved the amount needed, and besides, they offered reasonable terms at a low interest rate.

Dr. Gaylord Harris DDS

I got into one situation. I emergenctly needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. First Horizon Bank in Rockingham seemed to me the most convenient.

Kamren Wiegand

I trusted First Horizon Bank when it was necessary to get a small loan. I submitted an application quickly. No problems.

Prof. Kamille McDermott

Pay Attention

Above there are details about a exact lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Rockingham, North Carolina

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in Rockingham, North Carolina are taken out hassle-free. The interest rate depends on the borrower's person-related information: if you pay off more payday loans, the more favorable terms and rates payday lending companies offer.

APR

36% APR small loan cap

How will First Horizon Bank help take out a payday loan in Rockingham, North Carolina?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The deposit will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Rockingham, nc will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

APR Calculator

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First Citizens Bank

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