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4.4 7 reviews
Loan agency in Shelby, North Carolina

409 S Lafayette St, Shelby, NC 28150, USA
+1 (704) 487-4141
www.mandjloans.com
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed

Domain Info

Created Date

2013-01-09

Mailing Address

North Carolina, United States

Company Name

Cube Creative Design, Inc.

Cube Creative Design, Inc.

Contact Data

Feedback about M & J Loans of Shelby, Inc?

Here you get acquainted with the feedback of our customers.

Very friendly and down to earth good people....

Kamron Heaney

Very friendly and easy to work with.

America Osinski

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Shelby, North Carolina

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Shelby, North Carolina is issued simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates a client will get.

APR

36% APR small loan cap

How will M & J Loans of Shelby, Inc help take out a payday loan in Shelby, North Carolina?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to take out a loan in Shelby, North Carolina. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Shelby, North Carolina

Truliant Federal Credit Union ATM

1200 N Fayetteville St #4579, Asheboro, NC 27203, USA

+1 (800) 822-0382

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Fast Bad Credit Loans

105 Greenway St, Raleigh, NC 27615, USA

+1 (984) 646-6487

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Coastal Bank & Trust

2414 N Marine Blvd, Jacksonville, NC 28546, USA

+1 (910) 577-3200

www.coastalbanknc.com

Atlantic Financial Services

1300 S Croatan Hwy, Kill Devil Hills, NC 27948, USA

+1 (252) 441-4422

United Bank

111 W Strawberry Blvd, Chadbourn, NC 28431, USA

+1 (910) 207-9031

www.bankwithunited.com

Money Quick Pawn Shop

8006 Raeford Rd, Fayetteville, NC 28304, USA

+1 (910) 491-3677

moneyquickpawnshop.com

OneMain Financial

913 E Memorial Dr, Ahoskie, NC 27910, USA

+1 (252) 332-4181

www.onemainfinancial.com

Southern Bank - Murfreesboro

336 E Main St, Murfreesboro, NC 27855, USA

+1 (252) 398-4174

www.southernbank.com

Piedmont Advantage Credit Union

212 E Kings Hwy, Eden, NC 27288, USA

+1 (800) 433-7228

www.pacu.com

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