Domain Info
Created Date
2013-01-09
Mailing Address
North Carolina, United States
Company Name
Cube Creative Design, Inc.
Cube Creative Design, Inc.
Contact Data
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Very friendly and down to earth good people....
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Very friendly and easy to work with.
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Above there are details about a certain lender. Below every user may get acquainted with the essence of payday loans.
Payday Loans in Shelby, North Carolina
The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.
Such financial products as payday loan in Shelby, North Carolina is issued simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates a client will get.
APR
36% APR small loan cap
How will M & J Loans of Shelby, Inc help take out a payday loan in Shelby, North Carolina?
- 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The loan will be sent to a card, so a personal visit to the office is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every borrower should fill out the following data:
After filling out an application, submit it and recieve the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to take out a loan in Shelby, North Carolina. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.
The following common points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the payday loan.
APR Calculator
Other Payday Lenders in Shelby, North Carolina
Telco Community Credit Union
281 Asheville Hwy, Brevard, NC 28712, USA
+1 (828) 252-6458
www.telcoccu.org
Carolina Farm Credit
1109 Conover Blvd E, Conover, NC 28613, USA
+1 (828) 464-4342
www.carolinafarmcredit.com
OneMain Financial
300 Becker Dr, Roanoke Rapids, NC 27870, USA
+1 (252) 537-7152
www.onemainfinancial.com
First Bank - Asheville North, NC
778 Merrimon Ave, Asheville, NC 28804, USA
+1 (828) 253-5402
localfirstbank.com
State Employees’ Credit Union
220 Long Ave, Roxboro, NC 27573, USA
+1 (336) 599-6900
locations.ncsecu.org
Mariner Finance
637 Spartanburg Hwy #20, Hendersonville, NC 28792, USA
+1 (828) 698-9108
www.marinerfinance.com
