Welcome to Our Online Loan Referral Service

3.6 9 reviews
Loan agency in Shelby, North Carolina

306 E Dixon Blvd, Shelby, NC 28152, USA
3 years in business
+1 (704) 481-0111
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed

What people think about Basic Finance?

Below you get acquainted with some of the testimonials of our clients.

Good loan provider with affordable rates. They money within 2 hours, as I expected. I will use Basic Finance again if I need financial assistance.

Cleve Zieme

Previously I needed $800 to cover medical bills. I decided to apply via Basic Finance. They only approved me for $500 but the process itself was effortless, and their rates were attractive.

Janet Wilderman

Used Basic Finance for the third time. The lender is fair. They always keep you informed on your loan. No hidden fees. You can always extend your loan. They are always there when I need extra money.

Cristopher Parker

Many thanks to Basic Finance. I recently had some difficulties with repaying my auto loan and they approved me for a payday loan. Best lender! Managed to deal with my debts and signed with relief.

Shanny Cruickshank

Used Basic Finance for the third time. The lender is honest. They always keep you updated on your loan. No cheating. You can always extend your loan. They are always there when I need extra funds.

Chance Schamberger Jr.

Pay Attention

The above-given information provides the details about a peculiar lending service. The information below is about common information about payday loans.

Payday Loans in Shelby, North Carolina

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is hassle-free and fast to get accepted for payday loans in Shelby, North Carolina. The interest rate will be set specifically for each applicant and will depend on the personal details the applicant entered.

APR

36% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are created for consumers with a credit report that's less than spotless, or who have little to no credit history. Bad credit score may stop you from getting accepted for a bank loan. Payday lenders in Shelby, nc accept people with bad credit. You can apply for a bad credit payday loan on the net around the clock and if approved could have the funds in your account within the hour.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the precise APR of your cash advance.

APR Calculator

Other Payday Lenders in Shelby, North Carolina

Friendly Check Loan$

Roanoke Rapids, NC 27870, USA

friendlycheck.com

Carolina Farm Credit

2549 Chimney Rock Rd, Hendersonville, NC 28792, USA

+1 (828) 693-0272

www.carolinafarmcredit.com

United Community Bank

165 N Main St, Waynesville, NC 28786, USA

+1 (828) 452-0307

www.ucbi.com

First Citizens Bank

110 W Main St, Pilot Mountain, NC 27041, USA

+1 (336) 368-4705

locations.firstcitizens.com

Regional Finance

2568 W Franklin Blvd, Gastonia, NC 28052, USA

+1 (704) 865-9696

branches.regionalfinance.com

Southern Loans Inc

125 Whitfield St, Enfield, NC 27823, USA

+1 (252) 445-2100

www.southern-loans.com

Lendmark Financial Services LLC

1569 Benvenue Rd, Rocky Mount, NC 27804, USA

+1 (252) 977-3541

www.lendmarkfinancial.com

Check Cashing S. Saunders

2626 S Saunders St STE 124, Raleigh, NC 27603, USA

+1 (919) 888-9187

checkcashingss.business.site

Glenda's Treasures & Pawn INC.

1713 N Garnett St, Henderson, NC 27536, USA

+1 (252) 436-6052

Top