Welcome to Our Online Loan Referral Service

3.8 29 reviews
Loan agency in Shelby, North Carolina

1606 E Dixon Blvd C, Shelby, NC 28152, USA
+1 (704) 482-2025
(Good Friday)
Hours might differ

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Feedback about Mariner Finance?

Here you read the feedback of our clients.

My first time experience with customer service was very pleasant.

Prof. Corene Hill

Will not recommend anyone to utilize their service!

Prof. Quinton Schamberger II

I would recommend their services to all my family and close friends!

Lemuel Kunde

Pay Attention

Further there will be presented the details about not a certain lender. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Shelby, North Carolina

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Shelby, North Carolina is taken out easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates a customer will recieve.


36% APR small loan cap

How will Mariner Finance help issue a payday loan in Shelby, North Carolina?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be deposited to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Shelby, nc will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Shelby, North Carolina

Coastal Credit Union

7451 Creedmoor Rd, Raleigh, NC 27613, USA

+1 (800) 868-4262


Truliant Federal Credit Union

1801 S North Carolina Hwy 119, Mebane, NC 27302, USA

+1 (800) 822-0382


Carolina Farm Credit

405 S Oak St, Spindale, NC 28160, USA

+1 (828) 286-9183


Vision Financial FCU

4473 Durham Rd, Roxboro, NC 27574, USA

+1 (336) 597-4727

State Employees’ Credit Union

1024 S Jefferson Ave, West Jefferson, NC 28694, USA

+1 (336) 246-2763


Regional Finance

2568 W Franklin Blvd, Gastonia, NC 28052, USA

+1 (704) 865-9696


LifeStore Bank

21 E Ashe St, West Jefferson, NC 28694, USA

+1 (800) 723-4718


LifeStore Bank

205 S Jefferson Ave, West Jefferson, NC 28694, USA

+1 (336) 246-4344


Picasso Pawn

1618 S Miami Blvd, Durham, NC 27703, USA

+1 (919) 598-0707