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Loan agency in Spruce Pine, North Carolina

155 Oak Ave, Spruce Pine, NC 28777, USA
+1 (828) 765-9436
www.marioncredit.com
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
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Domain Info

Created Date

2010-05-24

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, NC, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

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Above there are details about a definite lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Spruce Pine, North Carolina

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in Spruce Pine, North Carolina are issued problem-free. The interest percentage is dependent on the borrower's personal information: if you repay more payday loans, the more efficient terms and rates payday lending companies offer.

APR

36% APR small loan cap

How will Mitchell Credit Company, Inc. help take out a payday loan in Spruce Pine, North Carolina?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the form. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% deny the application when lenders in Spruce Pine, nc will estimate other aspects like solvency and approve a loan. This is a way to improve your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

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Cash America Pawn

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+1 (704) 867-1504

CashPoints® ATM

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Allegacy Federal Credit Union

4680 N Patterson Ave, Winston-Salem, NC 27105, USA

+1 (336) 830-8600

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Bank of America Corporate Center

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+1 (800) 432-1002

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Fort Bragg Federal Credit Union

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+1 (910) 864-2232

www.fortbraggfcu.org

Century Finance

908 N Spence Ave, Goldsboro, NC 27534, USA

+1 (919) 778-6188

centuryfinancenc.org

Mariner Finance

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+1 (828) 456-9767

www.marinerfinance.com

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