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4.8 5 reviews
Loan agency in Statesville, North Carolina

1736 Wilkesboro Hwy, Statesville, NC 28625, USA
+1 (704) 883-0003
ufi-nc.com
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

2008-07-28

Mailing Address

NC, United States

Company Name

Universal Finance

Universal Finance

Contact Data

Feedback about Universal Finance?

Here you get acquainted with the reviews of our clients.

A good payday lender. It quickly reviewed the application and credited the funds to my credit card.

Tomasa Kreiger

A good payday lender. It quickly reviewed the application and deposited the funds to my bank account.

Joannie Crona

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes readers get acquainted shared information about payday loans.

Payday Loans in Statesville, North Carolina

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to take out loans in Statesville, North Carolina. The rates are set on an individual basis: if a client repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

36% APR small loan cap

How will Universal Finance help issue a loan in Statesville, North Carolina?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor taken into account by financial institutions is called as bad credit history. But this hindrence is not implied as the only one by microfinance organizations to issue a cash advance. The lender review many aspects such as financial abilities to approve the form. Payday loans in Statesville, North Carolina may help level up your credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Statesville, North Carolina

National Finance Company

402 Becker Dr, Roanoke Rapids, NC 27870, USA

+1 (252) 537-1123

www.nfcmoney.com

Carolina Farm Credit

1216 Fallston Rd, Shelby, NC 28150, USA

+1 (704) 482-6321

www.carolinafarmcredit.com

Mountain Community Bank

3828 NC-105, Sugar Mountain, NC 28604, USA

+1 (828) 898-1888

www.bankoftennessee.com

National Finance Company

604 Erwin Rd B, Dunn, NC 28334, USA

+1 (910) 892-4167

www.nfcmoney.com

Time Financing Service

1046 Bragg Blvd, Fayetteville, NC 28301, USA

+1 (910) 868-9411

www.timefinancing.com

Telco Community Credit Union

1871 Hendersonville Rd, Asheville, NC 28803, USA

+1 (828) 252-6458

www.telcoccu.org

State Employees’ Credit Union

111 Smokey Park Hwy, Asheville, NC 28806, USA

+1 (828) 665-4801

locations.ncsecu.org

Pawn South Whiteville

433 S Madison St, Whiteville, NC 28472, USA

+1 (910) 640-3318

pawnsouth.com

Lumbee Guaranty Bank

403 E 3rd St, Pembroke, NC 28372, USA

+1 (910) 521-9707

www.lumbeeguarantybank.com

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