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4.2 10 reviews

3934 South Providence, Waxhaw, NC 28173, USA
+1 (704) 243-2531
locations.ncsecu.org
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about State Employees’ Credit Union?

Below you read some of the opinions of our clients.

Great staff who go above and beyond to meet your financial needs.

Caleigh Nitzsche

Always great to deal with ans nice people.

Aurore Koch

Florence Walker goes far and beyond in helping her customers.

Jane Breitenberg

Pay Attention

Above there is information about a precise loan provider. Below you can review common features of payday loans.

Payday Loans in Waxhaw, North Carolina

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans in Waxhaw, North Carolina is are simple to get. The interest rate is specific for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

36% APR small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can often be an obstacle to getting a bank loan. A payday loan can rescue individuals who have poor credit scores or have no credit history. But we remind you that as with any loan you should only dare applying for a payday loan if you are confident that you can afford payments punctually.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the precise cost of the loan immediately.

APR Calculator

Other Payday Lenders in Waxhaw, North Carolina

Penguin Loans

200 N Madison Blvd # A, Roxboro, NC 27573, USA

+1 (336) 597-4448

Carolina Farm Credit

2186 US-220, Ellerbe, NC 28338, USA

+1 (910) 652-5551

www.carolinafarmcredit.com

United Bank

901 E Main St, Lincolnton, NC 28092, USA

+1 (704) 735-1104

www.bankwithunited.com

Edward Jones - Financial Advisor: Hope Bogaert

430B W Kings Hwy, Eden, NC 27288, USA

+1 (336) 627-0138

www.edwardjones.com

Carter Bank & Trust

630 Fagg Dr, Eden, NC 27288, USA

+1 (336) 623-3330

www.cbtcares.com

ACE Cash Express

6111 South Blvd, Charlotte, NC 28217, USA

+1 (704) 552-5600

www.acecashexpress.com

Lendmark Financial Services LLC

400 E Hanes Mill Rd, Winston-Salem, NC 27105, USA

+1 (336) 377-2011

www.lendmarkfinancial.com

State Employees’ Credit Union

654 Chief Martin St, Madison, NC 27025, USA

+1 (336) 548-7410

locations.ncsecu.org

Carolina Farm Credit

225 N Main St, Graham, NC 27253, USA

+1 (336) 227-5531

www.carolinafarmcredit.com

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