Welcome to Our Online Loan Referral Service

4 9 reviews

165 N Main St, Waynesville, NC 28786, USA
+1 (828) 452-0307
www.ucbi.com
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

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Feedback about United Community Bank?

Here you read the reviews of our clients.

Always helpful and friendly staff willing to go the extra mile for customers.

Griffin Welch MD

Over the years has forgotten about the little people that may use them.

Herbert Waters

This is a small=town bank with a big heart.

Prof. Elton Bruen

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes users get acquainted shared information about payday loans.

Payday Loans in Waynesville, North Carolina

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is easy and quick to issue payday loans in Waynesville, North Carolina. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.

APR

36% APR small loan cap

How will United Community Bank help issue a payday loan in Waynesville, North Carolina?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are issued day and night. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Waynesville, North Carolina. They rate many other factors before taking out a loan. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Waynesville, North Carolina

First Bank - Mayodan, NC

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+1 (336) 427-4172

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Edward Jones - Financial Advisor: Jeff Perry, AAMS®|CRPC®

857 S Beckford Dr Suite D, Henderson, NC 27536, USA

+1 (252) 492-5112

www.edwardjones.com

Entegra Bank

12 Peachtree St, Murphy, NC 28906, USA

+1 (828) 837-8000

www.entegrabank.com

Quick Cash Pawn of Eden NC

425 W Kings Hwy, Eden, NC 27288, USA

+1 (336) 623-2274

Carolina Finance LLC

1513 Walnut St, Cary, NC 27511, USA

+1 (919) 469-6005

www.carolina-finance.com

Ally Financial

440 S Church St, Charlotte, NC 28202, USA

+1 (877) 247-2559

www.ally.com

Edward Jones - Financial Advisor: Kathy W Hale, AAMS®

116 W Meadow Rd Suite B, Eden, NC 27288, USA

+1 (336) 627-7737

www.edwardjones.com

OneMain Financial

6260 Glenwood Ave #122, Raleigh, NC 27612, USA

+1 (919) 781-8880

www.onemainfinancial.com

State Employees’ Credit Union

245 Cunningham Rd, Franklin, NC 28734, USA

+1 (828) 369-3536

locations.ncsecu.org

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