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Loan agency in Whiteville, North Carolina

608 S Madison St, Whiteville, NC 28472, USA
7 years in business
+1 (910) 642-5174
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–1PM
Thursday
8:30AM–5:30PM
Friday
(Good Friday)
8:30AM–5:30PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5:30PM

Feedback about Cardinal Finance Co?

Here you see the feedback of our clients.

This place was amazing awesome staff...

Dr. Alice Mraz PhD

Over the phone they want to get loud and rude i think liberty tax ser.

Kacie Leannon I

Pay Attention

Above-specified info offers the details about a definite lender. Below-shown info is devoted to common information about payday loans.

Payday Loans in Whiteville, North Carolina

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Whiteville, North Carolina is taken out easily and fast. The interest percentage is defined depending on the category of the client: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

36% APR small loan cap

How will Cardinal Finance Co help take out a loan in Whiteville, North Carolina?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to consider the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Whiteville, nc will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in Whiteville, North Carolina

State Employees’ Credit Union

4819 Park Rd, Charlotte, NC 28209, USA

+1 (704) 525-5208

locations.ncsecu.org

Carolina Farm Credit

1218 NC-90, Taylorsville, NC 28681, USA

+1 (828) 632-8121

www.carolinafarmcredit.com

Premier Federal Credit Union

Bill Hefner VA Medical Center, 1601 Brenner Ave Building 6, Salisbury, NC 28144, USA

+1 (704) 637-6068

www.premierfcu.org

Springleaf Financial Services

Garner, NC 27529, USA

Depot Street Pawn

585 Depot St, Franklin, NC 28734, USA

+1 (828) 349-0022

Meghan Corcoran | Fairway Independent Mortgage Corporation Loan Officer

8832 Blakeney Professional Dr Suite 102, Charlotte, NC 28277, USA

+1 (704) 541-1172

OneMain Financial

623 E Broad Ave, Rockingham, NC 28379, USA

+1 (910) 997-5661

www.onemainfinancial.com

Consumer Financial Services

119 S Van Buren Rd, Eden, NC 27288, USA

+1 (336) 627-9696

Woodforest National Bank

705 Retail Way, Louisburg, NC 27549, USA

+1 (919) 340-0031

www.woodforest.com

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