Welcome to Our Online Loan Referral Service

3.9 7 reviews

1312 N JK Powell Blvd, Whiteville, NC 28472, USA
+1 (910) 642-0456
locations.ncsecu.org
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
(Good Friday)
Closed
Holiday hours
Saturday
Closed
Sunday
(Easter)
Closed
Holiday hours
Monday
8:30AM–5:30PM

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What people think about State Employees’ Credit Union?

Below you see some of the opinions of our clients.

Thanks!! The money were sent to my bank account as agreed – the next morning. I closed the loan after a week and had no complaints. The process is convenient and transparent. Be a responsible customer and you will have no problems.

Mr. Sidney Fadel

They only ask for an ID to apply. Last year I was ill and needed extra funds to survive. These guys accepted me although I had a low credit score. Fast and easy process. Very happy!!

Jovanny Upton Sr.

Used State Employees’ Credit Union for the second time. The lender is fair. They always keep you updated on your loan. No cheating. You can always extend your loan. They are always there when I need extra money.

Markus Feest

Thank you State Employees’ Credit Union for helping me when I needed money urgently to pay for car repair. I have applied through this company once and everything was smooth. This is the most transparent lender with no hidden fees. Highly recommended!!!

Bethel Howell

Many thanks to State Employees’ Credit Union. I recently had some troubles with repaying my mortgage and they approved me for a payday loan. Best loan provider! Managed to cover my issues and signed with relief.

Dr. Lexie Herman III

Online application. I only entered an ID and a bank account. Immedaite processing. The first time I was approved for $400 only. Hope the limit will increase next time. Interest rate is average. Repaid the loan early. If required, the term can be also extended.

Carlotta Yundt

Pay Attention

Now you can review general features of payday loans.

Payday Loans in Whiteville, North Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans in Whiteville, North Carolina is are easy to get. The APR is specific for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

36% APR small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still be eligible a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit score. You will need a regular income to apply for a bad credit payday loan.

To get accepted for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.

APR Calculator

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Lendmark Financial Services LLC

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www.lendmarkfinancial.com

Coastal Bank & Trust

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Metrolina Credit Company

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CashPoints® ATM

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Carolina Farm Credit

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www.carolinafarmcredit.com

H & M Financial Management

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