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What people think about State Employees’ Credit Union?
Below you see some of the opinions of our clients.
Thanks!! The money were sent to my bank account as agreed – the next morning. I closed the loan after a week and had no complaints. The process is convenient and transparent. Be a responsible customer and you will have no problems.
Mr. Sidney Fadel
They only ask for an ID to apply. Last year I was ill and needed extra funds to survive. These guys accepted me although I had a low credit score. Fast and easy process. Very happy!!
Jovanny Upton Sr.
Used State Employees’ Credit Union for the second time. The lender is fair. They always keep you updated on your loan. No cheating. You can always extend your loan. They are always there when I need extra money.
Markus Feest
Thank you State Employees’ Credit Union for helping me when I needed money urgently to pay for car repair. I have applied through this company once and everything was smooth. This is the most transparent lender with no hidden fees. Highly recommended!!!
Bethel Howell
Many thanks to State Employees’ Credit Union. I recently had some troubles with repaying my mortgage and they approved me for a payday loan. Best loan provider! Managed to cover my issues and signed with relief.
Dr. Lexie Herman III
Online application. I only entered an ID and a bank account. Immedaite processing. The first time I was approved for $400 only. Hope the limit will increase next time. Interest rate is average. Repaid the loan early. If required, the term can be also extended.
Carlotta Yundt
Pay Attention
Now you can review general features of payday loans.
Payday Loans in Whiteville, North Carolina
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Payday loans in Whiteville, North Carolina is are easy to get. The APR is specific for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
36% APR small loan cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit rating you may still be eligible a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit score. You will need a regular income to apply for a bad credit payday loan.
To get accepted for a cash advance, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.
APR Calculator
Other Payday Lenders in Whiteville, North Carolina
State Employees’ Credit Union
40 Charlie Brown Rd, Burnsville, NC 28714, USA
+1 (828) 682-7557
locations.ncsecu.org
Lendmark Financial Services LLC
269 Premier Blvd, Roanoke Rapids, NC 27870, USA
+1 (252) 537-9990
www.lendmarkfinancial.com
State Employees’ Credit Union
411 Central Ave, Butner, NC 27509, USA
+1 (919) 575-4581
locations.ncsecu.org
Heritage Finance Company Burnsville
651 W Main St, Burnsville, NC 28714, USA
+1 (828) 536-5085
heritagefinanceco.com
Self-Help Credit Union
391 S French Broad Ave, Asheville, NC 28801, USA
+1 (828) 255-0809
www.self-help.org
Certainty Home Loans
10800 Sikes Pl, Charlotte, NC 28277, USA
+1 (704) 849-2125
certaintyhomeloans.com
