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Feedback about United Community Bank?
Here you see the feedback of our clients.
The staff is efficient, friendly and helpful.
Kristin Mosciski
Very very bad service.
Prof. Nathanial Quigley DVM
Horrible service at this location.
Landen Morissette
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Further there will be shown the details about not a exact lender. The information below will explain common information about payday loans and its specific aspects.
Payday Loans in Whittier, North Carolina
Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
Such financial products as payday loan in Whittier, North Carolina is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more payday loans you pay back off, the more favorable rates a client will recieve.
APR
36% APR small loan cap
How will United Community Bank help take out a loan in Whittier, North Carolina?
- 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every client should fill out the following data:
Then submit an application to get an offer from one of the lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Whittier, nc will estimate other aspects like payment abilities and approve a cash advance. This is a way to improve your credit history.
The following general points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.
APR Calculator
Other Payday Lenders in Whittier, North Carolina
First Horizon Bank
102 E Washington St, Mebane, NC 27302, USA
+1 (919) 563-5931
www.firsthorizon.com
Mariner Finance
1619 S JK Powell Blvd #B1, Whiteville, NC 28472, USA
+1 (910) 641-0189
www.marinerfinance.com
State Employees’ Credit Union
205 Ingram Dr, King, NC 27021, USA
+1 (336) 985-0530
locations.ncsecu.org
Woodforest National Bank
200 N Cooper Dr, Henderson, NC 27536, USA
+1 (252) 430-8324
www.woodforest.com
State Employees’ Credit Union
826 E Atkins St, Dobson, NC 27017, USA
+1 (336) 386-8844
locations.ncsecu.org
