Welcome to Our Online Loan Referral Service

3.3 7 reviews

3273 US-441, Whittier, NC 28789, USA
+1 (828) 497-3734
www.ucbi.com
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

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Feedback about United Community Bank?

Here you see the feedback of our clients.

The staff is efficient, friendly and helpful.

Kristin Mosciski

Very very bad service.

Prof. Nathanial Quigley DVM

Horrible service at this location.

Landen Morissette

Pay Attention

Further there will be shown the details about not a exact lender. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Whittier, North Carolina

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Whittier, North Carolina is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more payday loans you pay back off, the more favorable rates a client will recieve.

APR

36% APR small loan cap

How will United Community Bank help take out a loan in Whittier, North Carolina?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Whittier, nc will estimate other aspects like payment abilities and approve a cash advance. This is a way to improve your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Whittier, North Carolina

Truliant Federal Credit Union

1801 S North Carolina Hwy 119, Mebane, NC 27302, USA

+1 (800) 822-0382

www.truliantfcu.org

Time Financing Service

703 Luke St, Edenton, NC 27932, USA

+1 (252) 482-8402

www.timefinancing.com

Certainty Home Loans

10800 Sikes Pl, Charlotte, NC 28277, USA

+1 (704) 849-2125

certaintyhomeloans.com

Edward Jones - Financial Advisor: Doug Draughn, CFP®|AAMS®

496 N Main St, Mt Airy, NC 27030, USA

+1 (336) 789-1707

www.edwardjones.com

Security Finance Corporation

1213 Dabney Dr, Henderson, NC 27536, USA

+1 (252) 438-2009

www.security-finance.com

First Citizens Bank ATM

1507 4th Ave, Roanoke Rapids, NC 27870, USA

www.firstcitizens.com

ACE Cash Express

3310 Wilkinson Blvd, Charlotte, NC 28208, USA

+1 (704) 399-3774

www.acecashexpress.com

Cash America Pawn

300 E Woodlawn Rd, Charlotte, NC 28217, USA

+1 (704) 521-8877

www.cashamerica.com

South Atlantic Enterprises Inc

6201 Fairview Rd STE 200, Charlotte, NC 28210, USA

+1 (704) 523-0011

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