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4 8 reviews
Loan agency in Wilmington, North Carolina

2394 Carolina Beach Rd # 305, Wilmington, NC 28401, USA
7 years in business
+1 (910) 762-1127
www.southern-loans.com
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM

Domain Info

Created Date

2008-03-18

Mailing Address

112 S PEARL ST, ROCKY MOUNT, NC, 27804-5727, United States

Company Name

SOUTHERN LOANS

SOUTHERN LOANS

Contact Data

[email protected]

252.567.1364

Feedback about Southern Loans Inc?

Here you read the reviews of our clients.

Very great group of staff & manager.

Miss Marguerite Thompson

If Southern Loans don't like people of colors, move.

Prof. River Streich III

They understand that life happens and will work with you.

Calista Schneider

Pay Attention

Lending companies are provided in the first three points. Below info defines general information about payday loans.

Payday Loans in Wilmington, New York

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

It is simple and quick to issue loans in Wilmington, New York. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

25% small loan cap

How will Southern Loans Inc help take out a payday loan in Wilmington, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Wilmington, New York. They estmate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Wilmington, North Carolina

OneMain Financial

1408 Freeway Dr., Reidsville, NC 27320, USA

+1 (336) 349-4321

www.onemainfinancial.com

National Finance Company

402 Becker Dr, Roanoke Rapids, NC 27870, USA

+1 (252) 537-1123

www.nfcmoney.com

Parker Pawn & Jewelry

413 NC-210, Spring Lake, NC 28390, USA

+1 (910) 497-2947

parkerpawn.com

Mariner Finance

1948 S Horner Blvd ste b, Sanford, NC 27330, USA

+1 (919) 775-6067

www.marinerfinance.com

Carolina Farm Credit

2186 US-220, Ellerbe, NC 28338, USA

+1 (910) 652-5551

www.carolinafarmcredit.com

State Employees’ Credit Union

1601 Freeway Dr., Reidsville, NC 27320, USA

+1 (336) 349-5861

locations.ncsecu.org

PNC Bank

1168 Blowing Rock Rd, Boone, NC 28607, USA

+1 (828) 262-4800

apps.pnc.com

Quick Cash Pawn

327 Carthage St, Sanford, NC 27330, USA

+1 (919) 776-0713

State Employees’ Credit Union

826 E Atkins St, Dobson, NC 27017, USA

+1 (336) 386-8844

locations.ncsecu.org

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