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4.3 3 reviews
Loan agency in Winston-Salem, North Carolina

4964 Martin View Ln, Winston-Salem, NC 27104, USA
+1 (336) 354-4930
branches.regionalfinance.com
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
Closed

Domain Info

Created Date

2000-04-21

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Regional Finance?

Here you read the feedback of our customers.

The loan is deposited easily and quickly. There is a minus - a great commission when paying back a loan.

Jonathan Parker Jr.

Not the first time I use Regional Finance. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It assists a lot when money is urgently needed.

Jazmin Zemlak PhD

Pay Attention

Lenders are described in the first three points. Below info offers shared information about payday loans.

Payday Loans in Winston Salem, North Carolina

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Winston Salem, North Carolina is issued simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates you will get.

APR

36% APR small loan cap

How will Regional Finance help issue a loan in Winston Salem, North Carolina?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Microfinance organizations in Winston Salem, nc review this circumstance not a hindrence to take out a loan. The client of a loan should be prepared to objectively assess financial capabilities, issue a loan, pay back the debt on time and not only handle current problems, but enhance the credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Winston Salem, North Carolina

Carolina Community Bank

132 Rodney Orr Bypass, Robbinsville, NC 28771, USA

+1 (828) 479-3037

www.ucbi.com

Time Financing Service

1487 Garner Station Blvd, Raleigh, NC 27603, USA

+1 (919) 825-4591

www.timefinancing.com

Cashwithclick

173 Independence Dr, Raeford, NC 28376, USA

+1 (888) 293-9694

www.cashwithclick.com

ACE Cash Express

4402 Market St, Wilmington, NC 28403, USA

+1 (910) 762-2274

www.acecashexpress.com

Universal Finance

1038 Lenoir Rhyne Blvd SE, Hickory, NC 28602, USA

+1 (828) 267-0005

State Employees’ Credit Union

2709 Union Rd, Gastonia, NC 28054, USA

+1 (704) 864-2085

locations.ncsecu.org

Regional Finance

3607 Matthews-Mint Hill Rd Suite 10, Matthews, NC 28105, USA

+1 (980) 245-9230

branches.regionalfinance.com

National Finance Company

753 NC-24, Albemarle, NC 28001, USA

+1 (704) 983-3141

www.nfcmoney.com

Allegacy Federal Credit Union

1996 Rockford St Suite 300, Mt Airy, NC 27030, USA

+1 (336) 830-8600

www.allegacy.org

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