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4.3 3 reviews
Loan agency in Winston-Salem, North Carolina

4964 Martin View Ln, Winston-Salem, NC 27104, USA
+1 (336) 354-4930
branches.regionalfinance.com
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
Closed

Domain Info

Created Date

2000-04-21

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Regional Finance?

Here you read the feedback of our customers.

The loan is deposited easily and quickly. There is a minus - a great commission when paying back a loan.

Jonathan Parker Jr.

Not the first time I use Regional Finance. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It assists a lot when money is urgently needed.

Jazmin Zemlak PhD

Pay Attention

Lenders are described in the first three points. Below info offers shared information about payday loans.

Payday Loans in Winston Salem, North Carolina

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Winston Salem, North Carolina is issued simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates you will get.

APR

36% APR small loan cap

How will Regional Finance help issue a loan in Winston Salem, North Carolina?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Microfinance organizations in Winston Salem, nc review this circumstance not a hindrence to take out a loan. The client of a loan should be prepared to objectively assess financial capabilities, issue a loan, pay back the debt on time and not only handle current problems, but enhance the credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Winston Salem, North Carolina

State Employees’ Credit Union

28 Burke Blvd, Louisburg, NC 27549, USA

+1 (919) 496-5447

locations.ncsecu.org

OneMain Financial

319 Westgate Plaza, Franklin, NC 28734, USA

+1 (828) 369-6420

www.onemainfinancial.com

Approved Cash

55 Orange St, Fair Bluff, NC 28439, USA

+1 (910) 248-3222

approvedcash.com

ACE Cash Express

3583 N Patterson Ave, Winston-Salem, NC 27105, USA

+1 (336) 744-8052

www.acecashexpress.com

Wagner Financial Services

1577 New Garden Rd # A, Greensboro, NC 27410, USA

+1 (336) 273-9737

wagner-financial.com

Self-Help Credit Union

855 Spartanburg Hwy, Hendersonville, NC 28792, USA

+1 (828) 233-1140

www.self-help.org

Glenda's Treasures & Pawn INC.

1713 N Garnett St, Henderson, NC 27536, USA

+1 (252) 436-6052

First Horizon Bank

325 Leola St, Boone, NC 28607, USA

+1 (828) 263-8600

www.firsthorizon.com

Raleigh Durham Check Cashers

2235 New Hope Church Rd, Raleigh, NC 27604, USA

+1 (919) 235-4520

gomoneycenter.com

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