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Loan agency in Bismarck, North Dakota

307 S 3rd St, Bismarck, ND 58504, USA
+1 (701) 667-2969

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It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Marlen Nolan

I'm not ashamed to borrow money from Direct Check, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

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The first three points show the certain lending company. In other turn, below-shown info makes users grapple with general information about payday loans.

Payday Loans in Bismarck, North Dakota

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

Such financial products as payday loan in Bismarck, North Dakota is issued simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates a client will get.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Direct Check help take out a loan in Bismarck, North Dakota?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued day and night. The transfer will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Payday lenders in Bismarck, nd consider this circumstance not an obstacle to take out a loan. The customer of a payday loan should be prepared to objectively assess financial capabilities, issue a loan, pay off the debt on time and not only handle current difficulties, but enhance the credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Bismarck, North Dakota

First Community Credit Union

1404 12th Ave N, Fargo, ND 58102, USA

+1 (701) 293-6132

www.myfccu.com

Dakota Check Cashing & Service

312 Main St, New Town, ND 58763, USA

+1 (701) 627-4457

dakotacheckcashingservice.business.site

Lisbon Farmers Union Credit Union

18 5th Ave W, Lisbon, ND 58054, USA

+1 (701) 683-2296

www.lisbonnd.com

First State Bank of ND

41 Langer Ave S, Casselton, ND 58012, USA

+1 (701) 347-4540

www.fsbnd.com

ND Housing Finance Agency

2624 Vermont Ave, Bismarck, ND 58504, USA

+1 (701) 328-8080

www.ndhfa.org

U.S. Bank Branch

3802 13th Ave S, Fargo, ND 58103, USA

+1 (701) 281-0975

locations.usbank.com

Gate City Bank

3205 S Washington St, Grand Forks, ND 58201, USA

+1 (701) 792-4370

www.gatecity.bank

United Community Bank

900 Johnson St, Burlington, ND 58722, USA

+1 (701) 839-3400

www.ucbnd.bank

North Star Community Credit Union

241 US-2, Rugby, ND 58368, USA

+1 (701) 776-5869

www.northstarccu.com

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