Welcome to Our Online Loan Referral Service

4.5 13 reviews

4501 23rd Ave S, Fargo, ND 58104, USA
+1 (701) 356-9700
www.bankwithchoice.com
Sunday
Closed
Monday
7:45AM–6PM
Tuesday
7:45AM–6PM
Wednesday
7:45AM–6PM
Thursday
7:45AM–6PM
Friday
7:45AM–6PM
Saturday
9AM–12PM

Domain Info

Created Date

2012-09-19

Mailing Address

Company Name

Contact Data

Feedback about Choice Bank?

Here you see the feedback of our clients.

Great professional staff... providing personable service.

Lavonne Haley

Can't say enough about this place!

Jerel Heller

There are many more convenient/easier to work with banks out there!

Baron Blanda

I have been a customer for 12yrs!

Tyreek Schaden

Went their after work, got their about 445 and they were closed.

Ernest Treutel

Always friendly & super helpful!!

Kallie Weimann

Pay Attention

Payday lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Fargo, Georgia

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Fargo, Georgia is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates a borrower will recieve.

APR

10% small loan cap

How will Choice Bank help take out a payday loan in Fargo, Georgia?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Fargo, Georgia. The company will estimate many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Fargo, North Dakota

Gate City Bank

802 Dakota Ave, Wahpeton, ND 58075, USA

+1 (701) 671-4700

www.gatecity.bank

First Western Bank & Trust - Administrative Building

825 26th Ave E, West Fargo, ND 58078, USA

+1 (701) 364-9000

www.firstwestern.bank

U.S. Bank Branch

3318 N 14th St, Bismarck, ND 58503, USA

+1 (701) 250-3140

locations.usbank.com

Bank Forward

430 W Main St, Valley City, ND 58072, USA

+1 (701) 845-1220

www.bankforward.com

Mister Money USA (44)

1404 33rd St S Suite G, Fargo, ND 58103, USA

+1 (701) 235-6130

www.mistermoneyfargo.com

Ameriprise Financial

1500 14th St W #210, Williston, ND 58801, USA

+1 (701) 577-4697

First State Bank

612 Broadway St, Thompson, ND 58278, USA

+1 (701) 599-2600

www.firststatebanks.com

First National Bank & Trust Co

110 Main St, Lignite, ND 58752, USA

+1 (701) 933-2305

www.bankatfirstnational.com

Gate City Bank (in Hornbacher's)

2050 Sheyenne St, West Fargo, ND 58078, USA

+1 (701) 551-1870

www.gatecity.bank

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