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107 Main St, Fredonia, ND 58440, USA
+1 (701) 698-2227

Feedback about Heartland State Bank?

Here you read the reviews of our customers.

I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.

Helene Bahringer

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a payday loan for 16 days. As a result, I paid $850 with all the commissions.

Rosina Lebsack

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Above there are details about a certain lender. Below every user may grapple with the essence of payday loans.

Payday Loans in Fredonia, New York

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

It is easy and quick to take out payday loans in Fredonia, New York. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.

APR

25% small loan cap

How will Heartland State Bank help take out a payday loan in Fredonia, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to process the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Fredonia, New York. They assess many other factors before issuing a loan. One of them is solvency. This is a way to enhance your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Fredonia, North Dakota

Town & Country Credit Union

925 14th Ave E, West Fargo, ND 58078, USA

+1 (701) 356-1760

www.townandcountry.org

First State Bank

210 Main St, Bisbee, ND 58317, USA

+1 (701) 656-3241

www.fsbcando.com

First Western Bank & Trust

855 26th Ave E, West Fargo, ND 58078, USA

+1 (701) 551-1320

www.firstwestern.bank

First Community Credit Union

606 25th St SW, Jamestown, ND 58401, USA

+1 (701) 251-9194

www.myfccu.com

Gate City Bank

3909 13th Ave S, Fargo, ND 58103, USA

+1 (701) 293-2477

www.gatecity.bank

First International Bank & Trust

100 Main St S, Watford City, ND 58854, USA

+1 (701) 842-2381

fibt.com

Leon C Vetter - Ameriprise Financial Services, LLC

30 1st Ave E Ste 1, Dickinson, ND 58601, USA

+1 (701) 483-5735

www.ameripriseadvisors.com

Edward Jones - Financial Advisor: Rob Shannon

1418 2nd Ave W Suite 101, Williston, ND 58801, USA

+1 (701) 774-8276

www.edwardjones.com

U.S. Bank Branch

502 2nd Ave N, Wahpeton, ND 58075, USA

+1 (701) 642-9577

locations.usbank.com

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