Welcome to Our Online Loan Referral Service


4501 S Washington St, Grand Forks, ND 58201, USA
+1 (701) 738-4300
bankwithchoice.com
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

2012-09-19

Mailing Address

Company Name

Contact Data

Feedback about Choice Bank?

Here you get acquainted with the reviews of our clients.

Excellent service, friendly staff

Eloise Predovic

They have very good trucks and mechanics a company is only good as it's driver.

Niko Bednar

I work here as a truck driver.

Ms. Roxane Daniel

Pay Attention

Further there will be given the details about not a certain lender. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Grand Forks, North Dakota

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

It is easy and fast to take out payday loans in Grand Forks, North Dakota. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Choice Bank help issue a payday loan in Grand Forks, North Dakota?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are issued day and night. The transfer will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Grand Forks, nd will estimate other aspects like solvency and approve a payday loan. This is a way to enhance your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Grand Forks, North Dakota

First National Pawn

2495 S Washington St, Grand Forks, ND 58201, USA

+1 (701) 738-8189

www.firstnationalpawn.net

First International Bank & Trust

1601 N 12th St, Bismarck, ND 58501, USA

+1 (701) 751-8500

fibt.com

U.S. Bank Branch

902 Main St, Lisbon, ND 58054, USA

+1 (701) 683-4179

locations.usbank.com

Direct Check

702 5th Ave SE ste. # 2, Devils Lake, ND 58301, USA

+1 (701) 662-6636

direct-check.com

North Star Community Credit Union

612 Main St, Bottineau, ND 58318, USA

+1 (701) 228-5858

www.northstarccu.com

First Western Bank & Trust

2200 15th St SW, Minot, ND 58701, USA

+1 (701) 857-7220

firstwestern.bank

MoneyGram

1625 Commerce St, Wahpeton, ND 58075, USA

+1 (701) 642-9086

locations.moneygram.com

AG Country Farm Credit Services

67 Main St, Ellendale, ND 58436, USA

+1 (701) 349-4610

www.agcountry.com

EZ Money Check Cashing

1833 S University Dr, Fargo, ND 58103, USA

+1 (701) 293-7178

fargo-nd-university.getezmoney.com

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