Welcome to Our Online Loan Referral Service

4.7 13 reviews

501 Demers Ave, Grand Forks, ND 58201, USA
+1 (701) 792-4360
www.gatecity.bank
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed

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Contact Data

Feedback about Gate City Bank?

Here you see the feedback of our clients.

And I don't even have enough space here to get into their awesome banking perks!

Richard Weber

Got my home loan several years ago here.

Daphne Moen

Wonderful people and always a warm welcome.

Prof. Celia Green DVM

Easy to get to, easy to maneuver around on yard, very friendly staff.

Meredith Beahan III

Really quick loading super folks here.

Brianne Gibson

Pay Attention

Further there will be presented the details about not a exact lender. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Grand Forks, North Dakota

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Grand Forks, North Dakota are issued easily. The interest percentage is dependent on the customer's personal data: if you pay back more payday loans, the more favorable terms and rates payday lending companies offer.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Gate City Bank help issue a loan in Grand Forks, North Dakota?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be deposited to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Grand Forks, nd will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Grand Forks, North Dakota

Used-A-Bit Sales and Pawn

855 45th St S D, Fargo, ND 58103, USA

+1 (701) 277-5056

www.usedabit.com

Bremer Bank

424 5th St NE, Devils Lake, ND 58301, USA

+1 (701) 662-4074

www.bremer.com

Cornerstone Bank

221 Main St, Makoti, ND 58756, USA

+1 (701) 726-5693

www.cornerstonebanks.net

Security State Bank

121 Main St N S, Lehr, ND 58460, USA

+1 (701) 378-2701

ssbanking.com

U.S. Bank Branch

113 1st Ave NW, Beulah, ND 58523, USA

+1 (701) 873-2865

locations.usbank.com

Ramsey National Bank

319 S Main Ave, Rugby, ND 58368, USA

+1 (701) 776-5766

www.ramseybank.com

Gate City Bank

405 E Main St, Mandan, ND 58554, USA

+1 (701) 355-7680

www.gatecity.bank

Cornerstone Bank

11 Main St, Parshall, ND 58770, USA

+1 (701) 862-3131

www.cornerstonebanks.net

Service Credit Union

589 Holzapple St, Grand Forks AFB, ND 58204, USA

+1 (701) 594-3347

servicecu.org

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