Welcome to Our Online Loan Referral Service

5 9 reviews

309 2nd Ave SW, Jamestown, ND 58401, USA
+1 (701) 253-5000
www.gatecity.bank
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed

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Feedback about Gate City Bank?

Here you read the feedback of our customers.

Great Service, Great Bank!

Lenny Nicolas

Their dedication to community and customer service are top notch.

Rosemary Rodriguez

Great place to bank!

Kole Hauck

Pay Attention

Above-defined info provides the details about a definite lending company. Below-specified info is oriented on general information about payday loans.

Payday Loans in Jamestown, New York

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Jamestown, New York is taken out simply and fast. The interest percentage is set depending on the category of the customer: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

25% small loan cap

How will Gate City Bank help issue a loan in Jamestown, New York?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Microfinance organizations in Jamestown, ny review this circumstance not a drawback to issue a loan. The borrower of a cash advance should be ready to objectively assess financial solvency, issue a loan, repay the debt on schedule and not only handle current issues, but enhance the credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Jamestown, North Dakota

U.S. Bank-Cindie Tedford-Mortgage Loan Officer

240 2nd St W, Dickinson, ND 58601, USA

+1 (701) 264-3881

mortgage.usbank.com

OneMain Financial

401 40th Ave SW #141, Minot, ND 58701, USA

+1 (701) 839-7537

www.onemainfinancial.com

Bremer Bank

11 Langer Ave N, Casselton, ND 58012, USA

+1 (701) 347-4483

www.bremer.com

Money Lenders

3402 13th Ave S, Fargo, ND 58103, USA

+1 (701) 232-0287

paydayexpresscash.com

Community Credit Union

1115 11th Ave N, Carrington, ND 58421, USA

+1 (701) 652-2482

www.community-credit-union.org

AgCountry Farm Credit Services

401 4th St SW, Cooperstown, ND 58425, USA

+1 (701) 797-2332

www.agcountry.com

U.S. Bank Branch

1301 12th Ave N, Fargo, ND 58102, USA

+1 (701) 293-2841

locations.usbank.com

Citizens State Bank At Mohall

102 W Main, Mohall, ND 58761, USA

+1 (701) 756-6364

GEM Federal Credit Union

2401 N Broadway, Minot, ND 58703, USA

+1 (701) 852-3866

www.gemcu.org

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