Welcome to Our Online Loan Referral Service

3.3 3 reviews

606 25th St SW, Jamestown, ND 58401, USA
+1 (701) 251-9194
www.myfccu.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2011-01-21

Mailing Address

Company Name

Contact Data

Feedback about First Community Credit Union?

Here you read the feedback of our customers.

I issued a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Ocie Rohan

I took out only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Charley Crooks

Unsatisfied! Was declined to borrow $1,000. Only $400 was approved.

Kendra Medhurst

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.

Damion Fay IV

Pay Attention

Lenders are shown in the first three points. Below info shows general information about payday loans.

Payday Loans in Jamestown, New York

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Problem-free financial products are known as payday loans in Jamestown, ny. They are taken out at individually-set interest rates. They depend on customer's data. It is also significant to pay off as much payday loans as possible.

APR

25% small loan cap

How will First Community Credit Union help issue a payday loan in Jamestown, New York?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Jamestown, New York. They assess many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Jamestown, North Dakota

S.A.M. Check Cashing Machine

4907 Timber Pkwy S, Fargo, ND 58104, USA

+1 (701) 235-4495

www.samcodirect.com

Bell Pawn & Collectibles

133 S Bell St, Bismarck, ND 58504, USA

+1 (701) 751-5002

www.bellpawn.com

Frandsen Bank & Trust

1616 S Washington St, Grand Forks, ND 58201, USA

+1 (701) 780-7700

www.frandsenbank.com

Union Bank

1700 ND-49, Beulah, ND 58523, USA

+1 (701) 873-2900

www.theunionbank.com

Direct Check

215 Dakota Ave, Wahpeton, ND 58075, USA

+1 (701) 642-1802

www.direct-check.com

Hometown Credit Union

341 Main St, Hazelton, ND 58544, USA

+1 (701) 782-6841

www.hcuonline.com

American State Bank & Trust Co

223 Main St, Williston, ND 58801, USA

+1 (701) 774-4100

www.asbt.com

First Community Credit Union

204 Main St, Bisbee, ND 58317, USA

+1 (701) 656-3261

Western State Bank

202 S Main St, Towner, ND 58788, USA

+1 (701) 537-5441

www.westernbanks.com

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