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Created Date
2011-01-21
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Feedback about First Community Credit Union?
Here you read the feedback of our customers.
I issued a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.
Ocie Rohan
I took out only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.
Charley Crooks
Unsatisfied! Was declined to borrow $1,000. Only $400 was approved.
Kendra Medhurst
I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.
Damion Fay IV
Pay Attention
Lenders are shown in the first three points. Below info shows general information about payday loans.
Payday Loans in Jamestown, New York
According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.
Problem-free financial products are known as payday loans in Jamestown, ny. They are taken out at individually-set interest rates. They depend on customer's data. It is also significant to pay off as much payday loans as possible.
APR
25% small loan cap
How will First Community Credit Union help issue a payday loan in Jamestown, New York?
- 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every customer should enter the following data:
Then you have to press a Submit button and recieve an offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Jamestown, New York. They assess many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to enhance your credit score.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator shows the cost of the payday loan known as APR.
APR Calculator
Other Payday Lenders in Jamestown, North Dakota
Freedom Community Credit Union
4505 47th Ave S #4248, Fargo, ND 58104, USA
+1 (701) 551-1902
www.freedomccu.com
Security First Bank of North Dakota
614 W Main St, Mandan, ND 58554, USA
+1 (701) 667-7000
www.securityfirstbank.bank
Gate City Bank (in Hornbacher's)
2050 Sheyenne St, West Fargo, ND 58078, USA
+1 (701) 551-1870
www.gatecity.bank
