Welcome to Our Online Loan Referral Service


17 Main Ave S, Kulm, ND 58456, USA
+1 (701) 647-2448
www.hcuonline.com
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
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Domain Info

Created Date

2004-01-06

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, ND, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Hometown Credit Union?

Here you see the reviews of our clients.

Pay Attention

Above-specified info provides the details about a exact lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Kulm, North Dakota

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

Payday loans in Kulm, North Dakota are taken out hassle-free. The interest percentage is dependent on the client's personal data: if you pay back more payday loans, the more favorable terms and rates lenders guarantee.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Hometown Credit Union help issue a loan in Kulm, North Dakota?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out around the clock. The loan will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is considered by financial institutions. Payday lenders in Kulm, nd review this circumstance not an obstacle to issue a loan. The client of a loan should be prepared to objectively estimate financial capabilities, take out a loan, pay back the debt on time and not only resolve current problems, but improve the credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Kulm, North Dakota

Dakota Plains Credit Union

120 1st St N, Ellendale, ND 58436, USA

+1 (701) 349-3842

www.dakotaplainscreditunion.com

ATM Dacotah Bank

240 3rd St NW, Valley City, ND 58072, USA

+1 (800) 627-3999

www.dacotahbank.com

Peoples State Bank

110 Main St, Westhope, ND 58793, USA

+1 (701) 245-6407

Gate City Bank

1725 Golf Dr, Bismarck, ND 58503, USA

+1 (701) 355-7650

www.gatecity.bank

McIntosh County Bank

204 W Main St, Ashley, ND 58413, USA

+1 (701) 288-3491

www.makeitmcb.com

Bell Pawn & Collectibles

133 S Bell St, Bismarck, ND 58504, USA

+1 (701) 751-5002

www.bellpawn.com

Thrivent Financial-Lutherans

605 Thompson St # 5, Bottineau, ND 58318, USA

+1 (701) 228-2471

www.thrivent.com

U.S. Bank Branch

319 7th Ave, Langdon, ND 58249, USA

+1 (701) 256-2702

locations.usbank.com

Capital Credit Union

3216 Veterans Blvd, Fargo, ND 58104, USA

+1 (701) 282-2139

www.capcu.org

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