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Loan agency in Minot, North Dakota

600 N Broadway, Minot, ND 58703, USA
+1 (701) 857-1609
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

What people think about Valley Auto Credit?

Below you get acquainted with some of the testimonials of our customers.

Valley Auto Credit seems good. Applied twice. The first cash advance approved was small – $200, but next time the limit was increased to $600. Paid off the loan on due date. The staff were professional, they gave speedy answers to all my questions. No complaints. But their rates are average.

Mr. Tomas Lehner

A good website. These guys quickly processed my application. Had money in my account the next day. If you need some extra funds urgently, this is the best lender, I’m telling you!

Fern Carroll

Simple application. I only needed an ID and a bank account. Very quick processing. The first time I was approved for $500 only. Hope the available amount will increase next time. Interest rate is average. Repaid the loan on time. If you have difficulties, the term can be also extended.

Dr. Garrett Boyer

Important

The above-given information provides the details about a certain lender. The information below is about general information about payday loans.

Payday Loans in Minot, Massachusetts

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Minot, Massachusetts is are simple to access. The interest rate is specific for each borrower and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

23% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a poor credit history. Payday loan approvals depend very much on specific aspects. Payday companies will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Minot, North Dakota

Western State Bank

6351 12th Ave N, Granville, ND 58741, USA

+1 (701) 728-6827

Bremer Bank

1618 Commerce St, Wahpeton, ND 58075, USA

+1 (701) 642-6403

www.bremer.com

American Bank Center

15 S Main St, Stanley, ND 58784, USA

+1 (701) 628-3131

weareamerican.bank

Dakota Check Cashing & Service

312 Main St, New Town, ND 58763, USA

+1 (701) 627-4457

dakotacheckcashingservice.business.site

U.S. Bank ATM - Grand Forks - Medical Center

1205 S Columbia Rd, Grand Forks, ND 58201, USA

+1 (800) 872-2657

usbank.com

Walmart Money Center

Minot, ND 58701, USA

www.walmart.com

Pro Partners Financial

1711 Gold Dr # 230, Fargo, ND 58103, USA

+1 (701) 239-1785

Farm Credit Services of Mandan

1600 Old Red Trail, Mandan, ND 58554, USA

+1 (701) 663-6487

farmcreditmandan.com

Bank of Hazelton

363 Main St, Hazelton, ND 58544, USA

+1 (701) 782-6295

www.bankofhazelton.net

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