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3 2 reviews
Loan agency in Rugby, North Dakota

210 S Main Ave, Rugby, ND 58368, USA
+1 (701) 776-5811
www.merchantsbankrugby.com

Domain Info

Created Date

2001-08-31

Mailing Address

Company Name

Contact Data

What people think about Merchants Bank?

Below you see some of the reviews of our customers.

Merchants Bank seems fair. At least they have no hidden fees. This was the only lender that accepted me for a payday loan.

Nico Bailey

Used Merchants Bank for the 4th time. The lender is credible. They always keep you informed on your debt. No cheating. You can always extend your loan. They are always there when I need extra money.

Pierce Feest

They approve applicants immediately and transfer money the same day. But beware – they charge high penalties for delayed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!

Dudley Gibson

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Rugby, Tennessee

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Payday loans in Rugby, Tennessee is are simple to get. The APR is specific for each person and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit rating an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some people to help them out of fix. If you take out such a loan, it is critical that you always borrow within your needs and pay off your loan commitments on scheduled.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Rugby, North Dakota

ATM First Western Bank & Trust

900 S Broadway, Minot, ND 58701, USA

+1 (701) 852-3711

www.firstwestern.bank

U.S. Bank Branch

3318 N 14th St, Bismarck, ND 58503, USA

+1 (701) 250-3140

locations.usbank.com

S.A.M. Check Cashing Machine

900 43rd Ave NE, Bismarck, ND 58503, USA

+1 (701) 223-6617

www.samcodirect.com

Elm River Credit Union

115 Morton Ave, Page, ND 58064, USA

+1 (701) 668-2224

elmriver.org

Farm Credit Services

1207 Beaver Ave, Wishek, ND 58495, USA

+1 (701) 452-4252

farmcreditmandan.com

First National Bank

414 Main St, Milnor, ND 58060, USA

+1 (701) 427-5212

www.fnb-online.com

First Community Credit Union

202 Mitchell Ave N, Steele, ND 58482, USA

+1 (701) 475-2716

www.myfccu.com

U.S. Bank Branch

202 Main St, Williston, ND 58801, USA

+1 (701) 572-3744

locations.usbank.com

First State Bank of Cando

415 Main St, Cando, ND 58324, USA

+1 (701) 968-3331

www.fsbcando.com

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