Western State Bank Payday Loans Review

Organization owner?

202 S Main St, Towner, ND 58788, USA

+1 (701) 537-5441

www.westernbanks.com

Domain Info

Created Date

2005-12-18

Mailing Address

Company Name

Contact Data

Feedback about Western State Bank?

Here you read the reviews of our customers.

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Dereck Smith

I'm not ashamed to borrow money from Western State Bank, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Prof. Brooks Reilly

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Darlene Christiansen

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to use Western State Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Manley Kessler

Pay Attention

Lenders are shown in the first three points. Below info offers general information about payday loans.

Payday Loans in Towner, North Dakota

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Towner, North Dakota is issued simply and fast. The interest percentage is defined respecting the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Western State Bank help take out a loan in Towner, North Dakota?

24/7 service. Such online services allow you to receive funds at any time. Money are issued day and night. The deposit will be sent to a bank account, so a personal visit to the office is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Towner, nd will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Towner, North Dakota