Welcome to Our Online Loan Referral Service

3.2 6 reviews

1601 Wheatland Rd, Wahpeton, ND 58075, USA
+1 (701) 642-2020
www.myfccu.com
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–4:30PM
Saturday
Closed

Domain Info

Created Date

2011-01-21

Mailing Address

Company Name

Contact Data

Feedback about First Community Credit Union?

Here you see the reviews of our customers.

Plenty of great services to choose from.

Wallace Bins

Great experience with my first time walking through the door!!

Lina Cummerata

Pay Attention

Payday lenders are shown in the first three points. Below info shows common information about payday loans.

Payday Loans in Wahpeton, North Dakota

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.

Payday loans in Wahpeton, North Dakota are issued problem-free. The interest rate depends on the client's person-related information: if you repay more payday loans, the more efficient terms and rates lenders guarantee.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will First Community Credit Union help take out a loan in Wahpeton, North Dakota?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out day and night. The payday loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Payday lenders in Wahpeton, nd review this circumstance not an obstacle to take out a loan. The client of a loan should be ready to objectively assess financial solvency, issue a loan, pay off the debt on time and not only solve current issues, but improve the credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Wahpeton, North Dakota

Elm River Credit Union

120 Spruce St, Kindred, ND 58051, USA

+1 (701) 428-9111

elmriver.org

First Community Credit Union

1117 US-2, Devils Lake, ND 58301, USA

+1 (701) 662-8118

www.myfccu.com

Wells Fargo Bank

3071 W Ridge Dr, Dickinson, ND 58601, USA

+1 (701) 483-3333

www.wellsfargo.com

Elendingnow

1408 20th Ave SW #3rd, Minot, ND 58701, USA

+1 (701) 838-3247

www.elendingnow.com

First International Bank & Trust

1601 N 12th St, Bismarck, ND 58501, USA

+1 (701) 751-8500

fibt.com

First National Pawn

2305 Main Ave, Fargo, ND 58103, USA

+1 (701) 293-7370

www.firstnationalpawn.net

Thrivent Financial-Lutherans

605 Thompson St # 5, Bottineau, ND 58318, USA

+1 (701) 228-2471

www.thrivent.com

Hometown Credit Union

17 Main Ave S, Kulm, ND 58456, USA

+1 (701) 647-2448

www.hcuonline.com

Dacotah Bank

410 W Villard St, Dickinson, ND 58601, USA

+1 (701) 225-1200

www.dacotahbank.com

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