Welcome to Our Online Loan Referral Service

3.5 10 reviews

340 Main St N, Watford City, ND 58854, USA
+1 (701) 444-6484
www.dakotawestcu.com
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8AM–12PM
Sunday
Closed

Domain Info

Created Date

2001-11-08

Mailing Address

Company Name

Contact Data

Feedback about Dakota West Credit Union?

Here you read the reviews of our customers.

Nice to have a small town vibe great staff always makes my new loans easy and fast

Kayden Swaniawski

Dylan at Liberty helped me solve a tax question I had quickly and courteously!

Tanya Hermiston

Was going to charge me 500 bucks for 45 minutes of work.

Caesar Abshire

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes readers grapple with general information about payday loans.

Payday Loans in Watford City, North Dakota

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Watford City, North Dakota is issued easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates you will get.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Dakota West Credit Union help take out a payday loan in Watford City, North Dakota?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be credited to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Watford City, nd will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Watford City, North Dakota

Bank of Turtle Lake

205 Main St, Turtle Lake, ND 58575, USA

+1 (701) 448-2323

www.btlnd.com

Citizens State Bank At Mohall

102 W Main, Mohall, ND 58761, USA

+1 (701) 756-6364

U.S. Bank ATM - Grand Forks Downtown

600 Demers Ave, Grand Forks, ND 58201, USA

+1 (800) 872-2657

usbank.com

lewis & clark development group

200 1st Ave NW, Mandan, ND 58554, USA

+1 (701) 667-7600

lcdgroup.org

First International Bank & Trust

3001 25th St S, Fargo, ND 58103, USA

+1 (701) 232-1700

fibt.com

Western Cooperative Credit Union

1300 Bison Dr, Williston, ND 58801, USA

+1 (701) 572-4000

www.wccu.org

Choice Bank

201 Main St N, Belfield, ND 58622, USA

+1 (701) 575-8282

bankwithchoice.com

First State Bank

612 Broadway St, Thompson, ND 58278, USA

+1 (701) 599-2600

www.firststatebanks.com

Lisbon Farmers Union Credit Union

18 5th Ave W, Lisbon, ND 58054, USA

+1 (701) 683-2296

www.lisbonnd.com

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