Kristopher Mrachek - Ameriprise Financial Services, LLC Payday Loans Review

Organization owner?

217 N Main St N, Watford City, ND 58854, USA

+1 (701) 577-4697

www.ameripriseadvisors.com

Domain Info

Created Date

2005-04-13

Mailing Address

2014 Ameriprise Financial Center, Minneapolis, MN, 55474, United States

Company Name

DNS Admin

Ameriprise Financial, Inc.

Contact Data

[email protected]

+1.6126712184

+1.6126710505

Feedback about Kristopher Mrachek - Ameriprise Financial Services, LLC?

Here you get acquainted with the reviews of our clients.

Kristopher Mrachek - Ameriprise Financial Services, LLC applied for a cash advance secured by an auto for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Dean Turcotte

Thanks to Kristopher Mrachek - Ameriprise Financial Services, LLC for helping out when money is urgently needed. I have been applying to this service for over one year and everything is always honest, without hidden charges.

Ms. Elnora Kuhn

The cash advance is deposited easily and quickly. There is a minus - a great rate when repaying a loan.

Ahmad Goodwin

The money are transferred to my bank account. I pay back through my account. The payment is efficient and quick. Pay on schedule and there will be no problems.

Ms. Janae Gerlach DDS

I suffered an unpleasant situation in my life. I urgently needed extra funds. This company helped me very much. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Freddy Lowe

Pay Attention

Lending companies are described in the first three points. Below info defines common information about payday loans.

Payday Loans in Watford City, North Dakota

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Watford City, North Dakota is taken out easily and fast. The interest percentage is set considering the category of the borrower: the more loans are successfully paid off, the more attractive terms will be ensured to you.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Kristopher Mrachek - Ameriprise Financial Services, LLC help take out a payday loan in Watford City, North Dakota?

24/7 service. Such online services allow you to receive funds at any time. Money are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the office is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Watford City, North Dakota. The company will assess many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in Watford City, North Dakota

Gate City Bank

422 Main St, Williston, ND 58801, USA

+1 (701) 774-7300

www.gatecity.bank

First International Bank & Trust

300 11th St W, Williston, ND 58801, USA

+1 (701) 774-9711

fibt.com

First Western Bank & Trust

855 26th Ave E, West Fargo, ND 58078, USA

+1 (701) 551-1320

www.firstwestern.bank

Student Loans of North Dakota

1200 Memorial Hwy, Bismarck, ND 58504, USA

+1 (701) 328-5660

bnd.nd.gov