Welcome to Our Online Loan Referral Service

4.1 13 reviews

1306 Cleveland Ave, Ashland, OH 44805, USA
+1 (888) 508-2228
directionscu.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed

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Feedback about Directions Credit Union?

Here you get acquainted with the reviews of our customers.

I can’t begin to explain how satisfied and happy I am with my experience here.

Carlo Rath

I took my money to this "bank" and they refused to replace it for me.

Quinton Schneider Jr.

Pay Attention

Above-defined info provides the details about a definite lending company. Below-specified info is devoted to common information about payday loans.

Payday Loans in Ashland, New York

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

It is easy and fast to take out payday loans in Ashland, New York. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

25% small loan cap

How will Directions Credit Union help issue a loan in Ashland, New York?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The transfer will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Ashland, New York. The lending company will estimate many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

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