Welcome to Our Online Loan Referral Service

3.5 2 reviews

308 W Washington St, Ashland, OH 44805, USA
+1 (419) 281-1630
www.waynesavings.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1998-11-16

Mailing Address

Company Name

Contact Data

Feedback about Wayne Savings Community Bank?

Here you get acquainted with the reviews of our customers.

High interest rate. When paying back a payday loan, some other interest is charged, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another service.

Andres Rogahn

I tried to borrow money from Wayne Savings Community Bank. They refused. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Mr. Jaden Gusikowski II

I took out a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Aniya Russel

Sky-scraper interest rate. When paying off a debt, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another service.

Dr. Gunner Schmidt IV

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes readers get acquainted shared information about payday loans.

Payday Loans in Ashland, New York

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Ashland, New York is taken out easily and quickly. The interest percentage is defined considering the category of the borrower: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

25% small loan cap

How will Wayne Savings Community Bank help take out a payday loan in Ashland, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to take out a loan in Ashland, New York. They estmate many other factors before issuing a payday loan. One of them is solvency. This is a way to improve your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

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Empire Affiliates Credit Union

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OneMain Financial

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