Welcome to Our Online Loan Referral Service

3.4 8 reviews

4200 Park Ave, Ashtabula, OH 44004, USA
+1 (440) 997-9368
www.fcbanking.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

2001-11-06

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

ut5fq7647qv@networksolutionsprivateregistration.com

+1.5707088780

Feedback about First Commonwealth Bank?

Here you get acquainted with the reviews of our customers.

I contacted First Commonwealth Bank. Everything was done fast. Only pleasant impressions remained!

Derrick Champlin

Thanks to the team of First Commonwealth Bank. Quick solution of the arisen problems, quick approval on the payday loan. I definitely recommend this company.

Lexi Gibson III

I recommend First Commonwealth Bank to everyone, I am applying for the second time. Everything is great!

Mr. Taylor Emmerich

Pay Attention

Above-shown info offers the details about a exact lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Ashtabula, Ohio

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Ashtabula, Ohio is taken out simply and fast. The interest rate is defined depending on the category of the customer: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will First Commonwealth Bank help issue a loan in Ashtabula, Ohio?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out day and night. The loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Ashtabula, Ohio. They estmate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to improve your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

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Huntington Bank

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Citizens Bank ATM

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Edward Jones - Financial Advisor: DiAnne L Karas, AAMS®

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Bank of America ATM

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