Welcome to Our Online Loan Referral Service

3.7 7 reviews

3401 Richmond Rd, Beachwood, OH 44122, USA
+1 (216) 595-6581
locations.citizensbank.com
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1995-08-15

Mailing Address

RI, United States

Company Name

Citizens Financial Group Inc

Citizens Financial Group Inc

Contact Data

Feedback about Citizens Bank?

Here you grapple with the feedback of our clients.

The payday loan is deposited easily and quickly. There is a minus - a great rate when returning a loan.

Lucie Crooks

I suffered a displeasing situation in my life. I urgently required extra funds. This company helped me a lot. They approved the required loan amount. I solved all my problems. I recommend the company to all my acquaintances.

Tamia Shields

Not the first time I use Citizens Bank. The service is competent. They immediately inform how much you should pay off. No cheating. You can always extend the loan. It helps out a lot when cash is urgently needed.

Elnora Wisoky

Pay Attention

Above-shown info offers the details about a certain lending company. Below-shown info is oriented on general information about payday loans.

Payday Loans in Beachwood, New Jersey

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Beachwood, New Jersey are taken out hassle-free. The interest percentage is dependent on the customer's personal information: if you repay more payday loans, the more efficient terms and rates payday lending companies offer.

APR

30% usury cap

How will Citizens Bank help issue a payday loan in Beachwood, New Jersey?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are issued around the clock. The transfer will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to take out a loan in Beachwood, New Jersey. The company will assess many points to qualify such as solvency. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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