OneMain Financial Payday Loans Review

4.2 10 reviews

Loan agency in Cambridge, Ohio

Organization owner?

721 Southgate Pkwy, Cambridge, OH 43725, USA

7 years in business

+1 (740) 432-2358

www.onemainfinancial.com

Friday

9AM–5:30PM

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–5:30PM

Tuesday

9AM–7PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

Contact Data

philip.hannah@omf.com

+1.8124922507

Feedback about OneMain Financial?

Here you grapple with the reviews of our clients.

So easy to work with and great service!

Rose Langosh

I have never had a loan be reviewed and processed so quickly.

Zena Bayer

Great customer service and helping with getting loan fast and easy !!

Claude Littel

Great service, not too bad of a interest rate

Layne Kutch

Friendly staff and excellent service!

Kattie Heller

These people are so knowledgable and available to help.

Julie Zboncak

It's a great place they always have what you need in there

Gaylord Schroeder

Pay Attention

Further there will be shown the details about not a certain lender. The information below will explain general information about payday loans and its specific features.

Payday Loans in Cambridge, New York

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Cambridge, New York is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more payday loans you pay back off, the more favorable rates a customer will get.

APR

25% small loan cap

How will OneMain Financial help take out a payday loan in Cambridge, New York?

Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be transfered to card. You won't be asked to visit any department.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill in an online application only. It will be considered in a matter of minutes. The money are deposited in 24 business hours.
Fast and high approval level. The positive answer counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in Cambridge, ny consider this circumstance not an obstacle to take out a loan. The recipient of a loan should be ready to objectively assess financial solvency, issue a loan, pay off the debt on time and not only resolve current problems, but enhance the credit score.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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locations.53.com

Citizens Bank

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+1 (216) 221-5207

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